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201507478 <br /> Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded <br /> together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall <br /> amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part <br /> of this Security Instrument. [Check applicable box(es)]. <br /> Condominium Rider Growing Equity Rider <br /> Graduated Payment Rider Planned Unit Development Rider <br /> Other [specify] <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and <br /> in any rider(s)executed by Borrower and recorded with it. <br /> Witnesses: <br /> 'SO NIO C. xbari'+', °'`+P+Cis (Seal) <br /> Julio C Ibarra Tapia -Borrower <br /> j rnan 1l1f z (Seal) <br /> Carla V Aleman Lopez -Borrower <br /> (Seal) <br /> -Borrower <br /> (Seal) <br /> -Borrower <br /> [Space Below This Line For Acknowledgment] <br /> STATE OF NEBRASKA, Hall County ss: <br /> On this 30 th day of October,2015 , before me, the undersigned, a Notary Public <br /> duly commissioned and qualified for said county,personally came <br /> Julio C Ibarra Tapia AND Carla V Aleman Lopez Husband and Wife <br /> to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br /> acknowledged the execution thereof to be his/he/their voluntary act and deed. <br /> Witness my hand and notarial seal at Grand Island,NE <br /> in said county,the date aforesaid. <br /> My Commission expires: September 27,2017 r r ei •` <br /> Amy L VLiq -Notary Public <br /> ft GENERAL NAMOTARY-State of Nebraska <br /> YL OTTO <br /> My Comm.Exp.Sept.27.2017 <br /> Loan Origination Company&NMLS id: Charter West National Bank-466077 <br /> Loan Originator&NMLS Id.: Amy L Otto-491143 <br /> NEBRASKA-Single Family-FHA Security Instrument <br /> Form 941281/96 <br /> Laser Forms Inc.(800)446-3555 <br /> LFI#FHA94128-MERS 9/11 Page 7 of 7 <br />