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f <br /> _ <br /> � <br /> 2� 15�743� <br /> 6 ] <br /> 1�. ReCon�eyance, Upon payment of all sums secured by this Security instrument,Lender sha11 reyues� <br /> Tru.stee t�r�con�ey the Praper�y and shall surrender this 5ecur�ty Instrument and all notes e�idencing <br /> debt secured by this �ecurity Insh-ument t� Trustee. Trustee sha�� reconaey the Property w�thaut <br /> warranty ta th� person ar persons legally entitled to it, Such p�rsan or persons sha11 pay any <br /> rec�rdation costs. <br /> 11. B�rrower's R�ght ta Reinstate. Borrower has na right to reit���ate the loan after Lender has <br /> accelerated the sums secured hereby. Lende�-may a��ow Barrow�r to reinstate the�aan provi�ing that: <br /> (a} Borrower pays Len��r all sums which would be #�hen due under this Security Instrumerit and the <br /> Note ha� no acceleratian occurred; �b} Borrawer cures all breaches of any other ca�enants ar <br /> agreements of Borrower contained in this Security Instrum�nt; �c� Barrower pays all r�asanable <br /> expenses incurred by Lender and Trustee in enforcing the covenants and agreemen#s of Borr�wer <br /> �onta��ed ir�this�ecur�ty Instrume�t,and in enforcing Lender's and Trustee's remedies as provided in <br /> paragraph 7 thereof, inc�ud�ng, but nat �imited to, reasonable attvrneys' fees and expenses; an� (d} <br /> Barrower takes such acti�n a� Lender may reas4nab�y requ�re ta assure that the lien of this Se�ur�ty <br /> In��rument shall continue unimpaired. Upon such payment and cure by Barrawer, this SecurY� <br /> Instrument�nd the obligation secured hereby shall r�main in ful�force and effect as if no accelerati�n <br /> had occurred. <br /> 1�. Subragati�n. Any of the proGe�ds of th�Note used t�tal�e up outstanding li�ns against all ar any part <br /> of the Property have been advanced by Lender at Barrower's request and up�n Borr�wer's <br /> representation that such amounts are due and are secured by valid �iens against the Property. L�nder <br /> shall be subrogated to any and a�� rights, super�vr titles, l�ens and equi�ies awed o� clairned �� any <br /> awner or hvlder of any awner�r holder of any outstanding�iens and deb#s,regardless of whether said <br /> �iens or debts ar� acqu�red by Lender by assignments ar are released by the ho�d�r �hereof upar� <br /> payment. <br /> 13. Pa rtial In�alidity. In event any portion of the sums intended tn be secured by this Sec�r�ty <br /> ir�strument cannot be lawfully secured hereb�, payments in reduction df such sums shall be applied <br /> first�o those portions n�t se�ured hereby. �n the�vent that any ap�����.ble la�v.limitxng the amount af <br /> interest or other charges permitted to be collected is interpreted so that any charge provided for in this <br /> Security Instrument or in the Note, whether considered separately�r together with�ther char��s that <br /> are con�idered <br /> A part of this Security �nstrurnent a.nd Nate transactian, vioiates such law hy reasan, such charge is <br /> hereby reduced to the ext�nt necessary ta el�minate such�iolat�on, The amounts of such interest or <br /> other charg�s pre�i�usly paid to Lender in excess of the am�unts p�rmitted by app���ab���a�v sha���e <br /> applied b� lender to reduce the pr�ncipal of the indebtednes� evidenced by the Note, or, at Lender's <br /> option,be�efunded. <br /> 14. �.aan Charges. If the loan secured b� this Security Instrumen� is subject to a law which s�ts <br /> maxi�num loan charges, an� that law is f nally interpreted so that the interes� or o�her Ioan charges <br /> collected or ta be Gollected in connecti�n with the ioan e�ceed the permitted limits,then: �a}any su�h <br /> l�an charge shall be reduced by the amount necessary ta reduce the charge to the permitted limit;and <br /> �b} any sums already callected from Borrawer which exceeded permitted limits wil� be refunded t� <br /> Borrawer. Lender may ch�ose ta make this refund by redu��ng the principal owed under the I�Tote ar <br /> by making a direct payment to Borrov�er. �f a refund reduces prin�ipal,the reduct�an will be treated <br /> as a partia�prepayrnent withaut any prepayment charge und�r#he N�te. <br /> Wells Fargo Custam Fartial Claims Loan Mod��catian Agreement 9351�i���I���IN�I�k���� <br /> 10�42�15?59 <br /> First American M�rtgage Svlutions Page 4 <br />