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When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />m <br />-n <br />C <br />n <br />Z <br />no <br />rn <br />r, <br />m <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />State of Nebraska <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LF I #FNMA3028 9/11 Page 1 of 13 Initia <br />- -4 <br />N <br />CO <br />'Z1 <br />r V <br />i <br />N <br />October 23, 2015 <br />November 1, 2030 <br />Loan No: 101288608 <br />Parcel ID: 400329670 <br />DEFINITIONS <br />„�, Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />C 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />rri <br />--4 Section 16. <br />(A) "Security Instrument" means this document, which is dated October 23, 2015 <br />tn together with all Riders to this document. <br />✓S (B) "Borrower" is <br />Kavir Saxena and Seema Saxena, Husband and Wife <br />14a <br />rri Borrower is the trustor under this Security Instrument. <br />I (C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />PO Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note "means the promissory note signed by Borrower and dated <br />The Note states that Borrower owes Lender <br />Four Hundred Seventeen Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 417,000.0 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than <br />