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<br /> �1����at�on to p�y to Lend�r Func�s f�r any or a��Escro�I�erns at�.ny time.Ar�y such w�.iver m�.y only
<br /> ��]�.W�1�111�.In the eve�.�;of such�r�.�v�er,I���'��7L���'S�.7.�.�.�.�]�.�C�1�'�C��.�, �rhen a�d vvhet•�p�,,yable,�he
<br /> �.m.�un�s�u�For ar�y Escr��r I�exx�.s for which pay�r�ent of Funds has beer�v�ra�ved b�L�n�.er�nc�,if I�en�.er
<br /> requi.res, sha11 f-urn�sh t�I�.�enc�.�r r�ce�pts ev�denc�ng such pa�men��ri��i��.suc�i time period as Len�.er
<br /> may requir�.Borrawer's ob��g�tic�r�_to rr�.a.�e such�a�m.e�.ts anc�to provide receip�s shall�'or a�l purp�ses
<br /> be d�exx:�.ed ta�e a c�vena�.i���.�.agreern�n�c�n�aine�.�n this Se�ur�ty Ins�rumer��,as th�phr�.se"coven�nt
<br /> and�.gr��m.en�"is used in S�ction 9 a I�Bo�rov�er is ob�ig�.ted t�p�.y Escrovv Items dir��tly,pursuan��o
<br /> a w�.iv�r�, �.n�.Borrower fails to p�.y�the�.m�unt due for an Escrow Item, Ler�der m�.y exercise��s r�gh�s
<br /> un�er S ec�ian 9�.nd p ay such a.rn��xr�.�and B�rrow�r shal�then b e ab��ga�ed und�r S e����n 9�o repay to
<br /> I�ender�.r�y such�.��naunt.L�nd��7may r�vo�e the v�aiver as�o�.ny or alI Escrow I�em.s at�.ny�i�ne by a
<br /> n��ice g�ven�n�.ccnrc��.nce�rith S�c�tio�. l S �.nd,upon s�uch revoc�.�ion,B�rrower sha11 pay to Lender all
<br /> Funds, ar�d in such a�nou.nts g�ha�ar�t�er�rec�u�re�.und�r�his S e�tion 3.
<br /> Lender xri�.y, a�any��m�, �a��e��;ar�d ho1d.Funds in a�.amount�a) �uff�c�en�ta��rmi��er��.er�o app1Y
<br /> the F�nc�s�.t the��m.e spec�f�.e�.t�n�.er�SPA, an�.(b}not to exce�d the maximum am.oun�a�ender ca�.
<br /> requ�r�un�.er RESPA. L�nd�r sh�.11 es��.m.at��t�e amount of'Funds du�an the b�.sis of curr�n�data and
<br /> re�.son�,ble es��m�.tes of ex�eridit�.res of futur�Escr�w It�ms o�°��h�rw1���n accordan���vxth App�ic�.bl�
<br /> I�av�o
<br /> `The�`�.x�ds sha�1 be�e1�.in a�.i.nst�tu��on�rhose d�pasits ar�insured by�.feder�.1 ag�n�y;i�strurx�ent�.li�y,
<br /> or°enti�y��in��uding Len�.�r, �f 1.���.c��r is �.n�nst��u�ian�r�ose�eposil�s�.re so�nsured�or i�any Fed.�ra1
<br /> I-�orr�e�oan Ban1�. Lender sha��Gl��1y t�ie Fu�.ds t�pay�he Esc��w Item��.o�ater thar��h��irr�e speGified .
<br /> un�.er R.ESPA.Lender shall�.o��harge L�orrower for ho�ding and applying the Funds,�nnually�.na�yz�r�g
<br /> �th��s��aw account, or verify�ng��e Fscr��r Items,un�ess Lenc�er pays B�rrav�er i�ter�s�on the Fur�ds
<br /> an�.App��cable Lav�r pern�.its T.��nd�r�:a rnake such a charge.LTn1�ss ar��:greement is rr�ade in�vri�ing�r
<br /> A�pli��.���I.�aw�ec��.��res ir��e�°�s��:o�e p�.id on�he Fund�,Lender sh�.1�no�be re�uired�o pa�Borrav�er
<br /> �.ny��r�tere�t or�arr�ings ar��h��`�x�ds o Borro�rer an�.L�nder ca.n�.gree i.n wr��xng,ho�ever,t��.t in�e�es�
<br /> s��.II b���.id on the Funds. L�nc�.�r�h�.11 give to Borr�wer,�ri�haut ch�.rge, an�.nnL�a��.�co�.inti���f the
<br /> Fu.nd� �.s r�qu�r�d by RESI'A.e
<br /> 1f th�r��s�.surplus of Funds held xr��s�r�w,�s�efined under RESPA�I,end�r sha11 ac�our��t�Barrawer
<br /> for the��cess funds in�ccordanc��v�1:h:RESPA.If there�s a sh�r�age��Fun�.s�.eld in�s�row,as d�fine�.
<br /> under RESPA, Lendex sh�.l�no��fy Bor�ro�ver as rec�uired by RESPA, �.nd Borrower sha1�p�.y to Lender
<br /> �h�a�aunt necessary to n1a�e up�h�sh�r��.ge in accordance w��h RESPA,but�n�.o m�r��han 1�monthly
<br /> paym�r�ts,If th�re�s a c�e�'icien��of Fur�ds held�n escro�vv, �.s defir�ed under RESPA,Le�der sh�.l�not�fy
<br /> Bor�o��r°�.s r��uired by R�SP�., �.nd Borrov�er sha��pay t�Lender the amount n�cessa�y to m�.1�e up
<br /> th�defz�ier�cy�n accardance�v�th:�.ESP1�,but in no mare tha�. ��monthly payme�.ts,
<br /> ��or�pa�n���.��n fu11 af a11 sur.�.s s��ured�y�h�:s Security In.strum�nt, Ler�d�r sha1�����rrip�ly refund�o
<br /> Borr°�tiv�r any Funds held by I�en.d�ro
<br /> 4p�har���; Liens.Borrower sha1l�ay all.�a�es,assessrnen�s,ch�.rges,fines,�.nc�imp�s���ons att�.bu��.b�e
<br /> to th��'roper�y�vhxch can at��.1r�p�:c��ty over�his Securi��r Ins�rum�n�, �easehald paym�n��or g�o�nd
<br /> r�n�s o�,ti�e Pr�per�y, �f ar�y, �.r.�d��rn�x��n�ty Associ�,�ian Du�s,Fees, an�.Assessmen�s, �f°a.ny. To the
<br /> �xt�nt tha��h�se items�:re Es�r��r I�.�rr�s,Barrower sh�.11�a�r�hem in the manner p�rova.ded.i�.S�c�ion 3.
<br /> HGFG-40353
<br /> NEBRASKA-Sing1�Family-Fan�9e MaelFreddie Ma�UNI�t7RM INS�f"RLJMENT Form 3�28 11D�
<br /> VMP� 031�5
<br /> Walters Kluwer�inancial Ser�ices ��15�0�2�5:2.2.329B-J2��5050GY Page 5 af�7
<br /> �` 3 8� 22D�.
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