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200001970 hereunder, or in the exercise of any of its rights or power; (c) Trustee may consult with counsel of its own choosing and the advice of such counsel shall be full and complete authorization and protection in the respect of any action taken or suffered by it hereunder in good faith and reliance thereon; and (d) Trustee shall not be liable for any action taken by it in good faith and reasonably believed by it to be authorized or within its discretion or rights or powers conferred upon it by this Deed of Trust. 14. RECONVEYANCE. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. 15. HAZARDOUS MATERIALS. Borrower shall keep the Property in compliance with all applicable laws, ordinances and regulations relating to industrial hygiene or enviornmental protection (collectively referred to herein as " Enviornmental Laws ") Borrower shall keep the Property free from all substances deemed to be hazardous or toxic under any Enviornmental Laws (collectivL ly refeered to herein as "Hazardous Materials''). Borrower hereby warrants and represents to Lender that there are no Hazardous Materials on or under the Property. Borrower hereby agrees to indemnify and hold harmless Lender, its directors, officers, employees and agents, and any successors to Lender's interest, from and against any and all claims, damages, losses and liabilities arising in connection with the claims, damages, losses and liabilities arising in connection with the presents, use, disposal or transport of any Hazardous Materials on, under, from or about the Property. THE FOREGOING WARRANTIES AND REPRESENTATIONS AND BORROWER'S OBLIGATIONS, PURUSUANT TO THE FOREGOING INDEMNITY, SHALL SURVIVE RECONVEYANCE OF THIS DEED OF TRUST. 16. This Deed of Trust shall be binding upon the parties hereto and all their assigned and heirs. DATED this 29th day of February, 2000. STATE OF NEBRASKA ) ) ss. COUNTY OF ADAMS ) Lisa L. Webb Adams County Bank TRUSTEE& BENE/FICIARY /LENDER BY: l 1 B. 1�� Z�4 Vice Irresiden The foregoing instrument was acknowledged before me this 29th day of February, 2000 by John P. Webb and Lisa L. Webb, Husband & Wife, in their own right, and they acknowledge the execution of the above Deed of Trust to be their voluntary act and deed. Notary STATE OF NEBRASKA ) )ss. COUNTY OF ADAMS ) The foregoing instrument was acknowledged before me this 29th day of February, 2000 by Keith D. Heier, Vice President of Adams County Bank, a Nebraska Banking corporation, on behalf of the corporation. GENERAL NOTARY•State of Nebraska III GAYLIN R. PRIOR My Comm. Exp. April 25, 2000 Notary