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;00101175 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Z(Seal) <br />Michael G Heupel - Borrower <br />L (Seal) <br />Z11 C Bi rtwel 1 - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hal 1 County ss: <br />The foregoing instrument was acknowledged before me this 13th day of February <br />2001 by Michael G Heupel and Zita C Birtwell <br />Witness my hand and notarial seal at , Grand Island in said <br />County, the date aforesaid. <br />My Commission Expires: l <br />R )WI �iSS:014 of -.ORES <br />Notary blic <br />%y <br />(M- 4R(NE) 1980401 Page 8 of 8 <br />ID <br />