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:00101 -170 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />&'A (Seal) G� o C,� Z (Seal) <br />DAVID J OCHOR - Borrower SUSAN L SOCHOR - Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />822R(0008) Page 4 of 4 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />01- 33228791 <br />Form 3111 1101 <br />