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When recorded, return to: <br />Moria Development, Inc. <br />Attn: Trailing Docs <br />3215 W Ray Rd <br />Chandler, AZ 85226 <br />1- 877 - 752 -3530 <br />Title Order No.: 1501547 <br />Escrow No.: 1501547 <br />LOAN #: 002307 <br />State of Nebraska DEED OF TRUST <br />The trustee is Chicago Title Insurance Company <br />FHA Nebraska Deed of Trust - 4196 <br />Ellie Mae, Inc. Page 1 of 7 <br />[Space Above This Line For Recording Data] <br />FHA Case No. <br />321 - 3430428 - 703 -2038 <br />MIN: 1001886- 0000002263 -1 <br />MERS PHONE #: 1 -888- 679 -6377 <br />THIS DEED OF TRUST ( "Security Instrument ") is made on October 21, 2015. <br />The Trustor is ROGER A SPAHR JR, AN UNMARRIED MAN, AND KENDA E HAYES, AN <br />UNMARRIED WOMAN <br />r — _u <br />r <br />( "Borrower "). <br />("Trustee"). <br />"MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under <br />this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an <br />address and telephone number of PO Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />Moria Development, Inc., an Arizona Corporation <br />( "Lender ") is organized and <br />NEEFHADE 0914 <br />NEEFHADE <br />10/21 /2015 09:19 AM PST <br />L, <br />D <br />