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MULTISTATE PUD RIDER - Single Family - Fannie Mae /Freddie Mac UNIFORM INST NT FORM 31501/01 Laser Forms Inc. #FNMA3150 1/01 Page 1 of 3 Initials: !4L 201507140 Recording Requested By: Charter West National Bank 714 N Diers Ave Grand Island, NE 68803 (308) 384-4644 When Recorded Return To: Charter West National Bank 714 N Diers Ave Grand Island, NE 68803 PLANNED UNIT DEVELOPMENT RIDER Loan No: 922710 Parcel ID: 400436734 MIN: 1004167-0004001066-3 THIS PLANNED UNIT DEVELOPMENT RIDER is made this 16 th day of October , 2015 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument ") of the same date, given by the undersigned (the "Borrower ") to secure Borrower's Note to Charter West National Bank, a Corporation (the "Lender ") of the same date and covering the Property described in the Security Instrument and located at: 4238 Yarrow Dr Grand Island, NE 68803 [Property Address] The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other such parcels and certain common areas and facilities, as described in (the "Declaration "). The Property is a part of a planned unit development known as Copper Creek Estates [Name of Planned Unit Development] (the "PUD "). The Property also includes Borrower's interest in the homeowners association or equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners Association ") and the uses, benefits and proceeds of Borrower's interest.