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When Recorded Return To: <br />FIVE POINTS BANK OF HASTINGS <br />• 320 SOUTH BURLINGTON SUITE 100 <br />HASTINGS, NE 68901 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIVE POINTS BANK OF HASTINGS <br />m <br />-n <br />C <br />Z <br />rn <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Lender is a NEBRASKA CORPORATION <br />organized and existing under the laws of <br />Lender's address is 320 SOUTH BURLINGTON SUITE 100 <br />HASTINGS, NE 68901 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />FIVE POINTS BANK OF HASTINGS <br />2815 OSBORNE DRIVE WEST <br />HASTINGS, NE 68901 <br />(E) "Note" means the promissory note signed by Borrower and dated <br />The Note states that Borrower owes Lender <br />Four Hundred Seventeen Thousand DOLLARS and Zero CENTS <br />STATE OF NEBRASKA <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 1 of 13 Initials: <br />October 7, 2015 <br />C <br />r <br />r :r <br />• <br />Cr) <br />ca <br />Loan No: 18490 <br />Parcel ID: 400420546 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated October 7, 2015 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />DOUGLAS J. HERBEK AND TENA L. HERBEK, HUSBAND AND WIFE <br />Dollars (U.S. $ 417,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than November 1, 2035 <br />