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�ou�189 <br />Loan Number:2000024971 <br />SCHEDULE "A" <br />PREPAYMENT PENALTY NOTE RIDER <br />THIS PREPAYMENT PENALTY NOTE RIDER ("Rider") is made this 2nd day of <br />March , 2000 and is incorporated into and shall be deemed to amend and <br />supplement a Note in the amount of $ 30, 500.00 dated an even date herewith, executed by <br />the undersigned ( "Borrower ") to ( "Lender ") secured by a Mortgage, Deed of Trust or Deed to Secure <br />Debt ("Security Instrument ") dated an even date herewith. <br />In addition to the agreements and provisions made in said Note, both Borrower and Lender further <br />agree as follows: <br />Any provisions of said Note, or other such instruments executed in connection with said indebtedness <br />which are inconsistent with the provisions of this Rider, including, but not limited to, monthly <br />payments of principal and interest, maturity date and notice to the Borrower are hereby amended or <br />negated to the extent necessary to conform such instruments to the provisions of this Rider. <br />The final Note payment shall be due and payable on March 7 , 2020 <br />The following notice is given to the Borrower as part of this loan contract pursuant to Federal <br />regulations: <br />PROVISIONS FOR PREPAYMENT PENALTY: <br />Consecutive monthly principal and interest installments of $ 393.20 first due on <br />the 7th day of Apri 1 2000. Such payments to continue until <br />maturity when the remaining principal balance and any unpaid interest thereon shall be <br />due and payable. In the event full prepayment is made within three (3) years of the date <br />of the first monthly payment a prepayment penalty in the amount of two percent (2%) of <br />the remaining principal balance will be assessed. <br />WITNESS WHEREOF, Borrower has executed this Prepayment Penalty Note Rider. <br />Cam- -�,- -- <br />ID L. PLOND /KRI �TI NE L. P <br />