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��1 5�71 �3 If 1:he L��.n��u�je��a�avv whic�se�:s max�murn��.n charges, �.nd tha��.��r zs fa.na��y i�terpre�e�sQ tha�th�in�erest��r o�her 1oax�charges��I�c�ed ar ta b�G��lec�ed in caririect�an�vi�h�he Lo�.n exceec��he �erm�tted�im�ts,�h�n: �a�ar��such l�an charge sha��be re�.u�ed�y�he amaunt necess�r��a reduce the charg�to�he pe�i.��ed�irr�it;an�.�b}�n�s�.�.ms aXre�.c�y ca��ec��d fram Borr��rer�rhich exceeded permitted �imit��i��he refu�ded ta�3arro�ver. I_aender rna�cha�s�to rn.ake�his refund by redu_cing the pr�ncxp�I n�ved under the Note ar by maX�i�g a c��rect pa�rnent�o�3arro�rer, If`a�efund reduces principa�,�he reductic�n w�11 b�tr�a��d as a parEia�pr�payrnen��i�h�}u.t any prep�.yrn�nt charg��vhe�her or��t� �repa�m�n�charge�s pxov�ded fnr�xnc��r the No�e�.Bar�ower's a�cep�an�e of ar�y such refuric�made by direc�payment t�Borr��r�r�v��can��itute a�aiv�r��f any rz�ht of ac��n 13orr�vver m�gh�h�.v��rising. out o f such overcharg�o 'I 5. N�t��es.Al�notices given by Borrou�er ar Le�der ir�c�nnect�on wi�h�his Se�uri�y I�.s�rumen�must �e��.��rx��.ng.A�y na�i��o Borrower in cannectian yvith�this Se�ur��y I�.s�rument shall,be�ee�a.zed to have be�n given�o Borro��r.when m�.iled by first c�ass rn��.i1 or�rhe�ac�u�.��r delxver�d�o Borrower's notice address�f sent by o�h�x xneans.N�t�ce��any o�.e Borra��r sh�I��onstztute�.otice�o alI B�r�a�rers ur�less A�pl�c�.b��La�v ex:p�°ess�y requ��es a�herwxse.The not��e�.�.dres�shall be�he Froperty Address unless Boxro��r h�.s d�s�gnat�d a subs�i�ute�o��ce a�dre�s by no�ice�o Lend�r.Borrov5r�r s��.1I pr�mp�ly no�ify L.ender�f Borrow�r's�hange of ac�dress.If Le�cler spe��f�es��roce�.ur�for repor�ing Barrower's cha�.g��f a�.�.ress,th�n Borravsrer shall�nly report�.�hange af address�hr�ugh tha�spec�fxed�roeedure. There may be anly nne d�signa�ed notice address itind�r this Secu�ity Ins�rurner��a�any one�:�me,Any no��c�ta Lcr�d��•shall�e gz�e�hy c�eliveri�g i��r�by mail�ng��by f�rst c�ass mail to Lender's�.ddr�ss s��.��d herea.r�t�cnl�ss L�r��.�r h�.s desi�na��d�.nother a.ddr�ss b�noti��to Borro�rer.An�nati��n cor�xl�c�io�. v��th�h�s Sccurity Instrumen�:sh�.11 no��be deemed��have beer�givex��Lender until ac�ua��y received ��L�nd��r.If a�y notice r�c�ui��d by�his S ec�:l�i�y Ins�r�.�rr�en��s�.Iso��quxred u�.der Appl�cab�e L�.w,�h� A�p��ca��e Lav�r rec�uir�m�r�t�ril1 satisfy the co�r�spandi.ng r�c�u�x�men�under this Securi�y Instrumen,�. '��. G�rr�rnN�� Lavv; ��v�r��i�ity; R�les �f��nstru�ti�n.This Secur��y Ins��-um.ent sh�.il be �;o�ern�d.by f�deralla�a,r�d�he 1a.w of�h�jur.�sdic��on in�vh�ch the Prc�p�rty 2s loca��d.AI1 righ�s anc� �b7ig�.�ions c�n�ained i�a.t�a�.s ��curity L�n.s�rumen-�are sub��et�o�:ny renuirernen�s and Xirnitat�a�.s of A��IY��:ble L�.�v. App��ca1�1�I�aa�v mxgh�exp�i.c��ly�r impli�it�y a�lov�the pa.r��es to�.gree by con�rac�or i�migh�be s��en�, bu�su�h sile�.c�s:h�:l��.ot b�const�ued as a prohihitiar�aga�r�st agre�rne��by��n�rac�. In the ever�t tha�a��r�rav�sion�r c1�.u�e oI't�s Security Ir�strumen�or the I�«te c�nf�icts with App�x��.�1e Law, such con�.�c�sh�.��no�affec�o�her provxsions of this Se�uri�y Instrt.�m.er��or��.e Note which can be g�ver�elFec�:w�th�uti the corl_[_�i�ti�g pr��sion. As used i�t�is Security I�.s��°umen�; �a}�ra�d�of�he mascu�ine gender sha��mean a�d in��ude correspondi�g neuter words or�ro�ds�f the fern.�n�n�gender; ��}�vor�s in�he singu�ar sha11 m�a�.an�. ir�c�ude the plur�.�and v��e v�rsa; and�c}�he ward"m�.y" g�ves sole�.iscre�ion v��haut any obliga�io�z�a t�.l��.n�ac�ion. "��'. B�rrvw�r's ��py.Borr�v��r shall be gi�en on�cflpy�f�h,e No�e�a.d�f�his S eGuri�y Instrum��,�. '��. Trans�'�r�f�h� Pro�a�rty �r � Ben�fic��l 1nt�res� Mn �orro�er. As L�s�d in t1�.is Sec�ion 1 S, "I�.�erest iz��he Pr�per�y"m.�ans a�y lega�or b��eficial ir�tere��.i��h�Pra�er�y,inclu�.i�g,�u�na�Iimite�. to,t�.ose be�efici�l int�rests�ransf�rred in a ba��d fo�°�.�e�., ��n��ac�far c1:eed,zrzs��.11rner��sal.es�aritract or escro�v agreemer�t,the�nten�nF�rhi�h is the t�ansf�r af�i��e b�B�rrower a�a future�ate�,a a purchaser. HCFG-00359 NE6RASKA-Single Family-�annie Mael�reddie Mac UNlF'�RM INSTRl1M�NT Form 3�28�ID1 VMP� a31�� Wofters Kluw�r Fir�ancial Ser�ices �4151n�8�5.2,2,3298-a2D15�5D5Y Page 12 af�7 *489338 15220�"