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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />!t'A <br />Larry B. <br />STATE OF NEBRASKA, Hall County ss: <br />foregoing instrument was acknowledged before me this / day of <br />x r j f S . by Larry B. Roebuc - , + r <br />Witness my hand and notarial seal at rt -+�7 6t.4. in said County, the date aforesaid. <br />My Commission Expires: March 2, 2017 <br />- Witness <br />• / i , f <br />°off' P� <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Liz Garduno; NMLS #: 1250195 <br />NEBRASKA - Single FamIly -Fannle Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />IDS, Inc. <br />(Seal) (Seal) <br />- Borrower - Borrower <br />is Elizabeth A. Garduno <br />201507083 <br />GENERAL NOTARY - State of Nebraska <br />ELIZABETH A. GARDUNO <br />My Comm. Exp. March 2, 2017 <br />- Witness <br />Form 3028 1101 <br />