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��1 5�7��� <br /> �C} "�ender" is H�me Federa� Sa��ngs and Loan Assn of Grapd I s�and <br /> Lende��s a Sa��i n�s and Loan <br /> or�anized and existin�under the laws of The Stat� of Nebraska . <br /> Lende�'s address is 22� South Locust St �rand Zsl�nd NE �88D1 <br /> Lende�is the benef�c�ary under this S�curity I�strumen�. <br /> {D� "Trustee" is Arend R Baack, Attorney <br /> �E� "Nate" means the promissory note s�gned by Barrower and dated �Ct obe�' �9, 2�15 . The Nate <br /> states that Borrawer otives Lender S I kTY N I N E TH�USANO FaUR HU N DRE D TE I� AN D <br /> ao�loo <br /> D�ilars�U.S. $69,4l�.U� }plus inter�st. Borrower has prom�sed to pay this deb�in r�guiar <br /> Per�oc�ic Pa�ments and�o pay th�debt in Tu1�not�at�r�han N ovembe r 1, �D3 D . <br /> f F� "Prflper�y" means the pr�per��that is des�ribed belaw under�h�heading "T�ransfer tif Rights�n the <br /> Froper��." <br /> �G� "Loan" means the debt e�idenced hy the Note, plu� intere��, any prepayment charg�s and lat�char�es due <br /> under the Note, and ail sums due under this Securzty Instrumen�, plus in�e��st. <br /> ��� "Riders" means all Rid�rs �a this Se�ur�i�y Instrumen��hat are executed b�Borro�ver. The f�llowing�iders <br /> are�o be executed by Borro�er �check b�x as applicab�e�: <br /> 0 Adjustab�e Rate Rider 0 Condominium R�der [�Second Home Rider <br /> 0 Balloon R�der �P�anned Unit DeUet�prnen�Rider [� �w�Fami��Rider <br /> �]VA Rid�r �Siweek�y Faymen�Rider [.���her��} [specify� <br /> ��} "Applicable Lawrr means ail con�roi�ing applicabie federal, state and�ocai s�a�utes, regulat��ns, ard�nances <br /> and admin�strat�ve ru�es and ord��s �that hav�th�effect af la�v} a�w�ii as alI applicable f�nal, n�n-appealable <br /> judicial opinions. <br /> �.J} "Cammunity Associat�on ❑ues■ F��5, and AsseSSm�nts" means a��dues, f��s, ass�ssrnents and oth�r <br /> charges that are irnposed on Borr�wer�r the PrQper�y�y a condaminium associa���n, homenwners <br /> assaciat�on or s�rnilar orgariiza�ion. <br /> �K� "E���t�vnic Funds Transfer" mean5 any transfer of funds, other than a transaction o�iginate�i by check, <br /> draft, or similar paper in,�trument, which is �n���a�ed�hrau�h an e�e�tronic terminal, �elephoni��n�trument, <br /> computer, or rnagnetic�ape so as���rder, instruct, ar autharize a�nanc�al�nst�tution ta debit or cr�dzt an <br /> acCount. 5uch t�rm includes, �ut is not�imited to, poin�-af-sa�e transfers, au�am,at�d te��er ma�hzn� <br /> transactions, transTers��z��ia�ed by �elephone, wire�ransfers, and au�ama�ed�learinghouse transfers. <br /> �L� "Escrow �terns" means tha�e items�hat are descr�bed xn�ec�ion 3. <br /> �M� "Miscellanevu� Proceeds" means any compensa�ian, sett�ernent, award of damages, or prnc�eds paid by <br /> any third par�y �ather than in�ura�lce proceeds pa�d under the cnvexages descr�bed in Secti�n S} for: �i} <br /> damag�to, or d�struction af, �he Praperty; �ii}c�ndemna�ion or other takzng af aIl or any part af th� <br /> Property; �zi�� �onv�yan�e�n�ieu of condemnatian; or�i��misrepr�sentat��ns of, or flmissions as to, the <br /> �a�ue andlar candi��on nf th�Pro ez� . <br /> N�BRASKA-Single�amily-Fannie MaelFreddie Mac UNtFQRM lNSTRl3MENT Farm 3028 110� <br /> VMP� VMPfitN�]413�Zf <br /> Wvlters Kluwer Fir�ancial Ser�ices Page 2 of�7 <br />