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ui <br />.r <br />"7 <br />n rn <br />r) � % n x <br />1, <br />Cd'z <br />• Q <br />Q <br />rn, <br />O (. <br />rn <br />rn <br />0 <br />c <br />'Tl <br />tT <br />cz� <br />F-+ <br />W <br />N <br />N <br />O <br />MORTGAGE INSURANCE RIDER <br />C--.) <br />C3 --I <br />C__ a <br />Q �1 <br />S M <br />r �a <br />r n <br />Cn <br />2> <br />N <br />CD <br />N C <br />o <br />CD <br />I._a <br />o <br />CD <br />M EQ <br />«3 <br />Ca c <br />a <br />This Mortgage Insurance Rider is made this3lst day of January 2001 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or <br />Security Deed (the "Security Instrument ") of the same date given by the undersigned ( "Borrower ") to <br />secure Borrower's Fixed Rate �- <br />[identify type of note, e.g. fixed rate] note (the "Note ") to THE EQUITABLE BUILDING & LOAN <br />ASSOCIATION, FSB <br />("Lender") of the same date and covering the Property <br />described in the Security Instrument and located at: <br />322 N RUBY <br />GRAND ISLAND, NE 68803 -4545 <br />[Property Address] <br />The Security Instrument is amended by adding the following at the end of Section 10 (if the Security <br />Instrument has a form date at the lower right corner of 3/99 or later) or Section 8 (if the Security <br />Instrument has a form date at the lower right corner that is earlier than 3/99): <br />Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses <br />it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the <br />Mortgage Insurance. <br />Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and <br />may enter into agreements with other parties that share or modify their risk, or reduce losses. <br />These agreements are on terms and conditions that are satisfactory to the mortgage insurer and <br />the other party (or parties) to these agreements. These agreements may require the mortgage <br />insurer to make payments using any source of funds that the mortgage insurer may have <br />available (which may include funds obtained from Mortgage Insurance premiums). <br />As a result of these agreements, Lender, any purchaser of the Note, another insurer, any <br />reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or <br />indirectly) amounts that derive from (or might be characterized as) a portion of Borrower's <br />payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's <br />Multistate Mortgage Insurance Rider - Single Family- Fannie Mae Uniform Instrument <br />11 R (0004) Form 3160 41 <br />Page 1 of 3 Initials: <br />VMP MORTGAGE FORMS - (806)521-1;661 <br />01- 35228785 <br />