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��15���58 <br /> If�he I.�aa�.is su�j ec���a��.w whicll sets m�.ximurn laa��ch.arges, anc�.tha�Xaw is fin��Iy i-�.�erprE�cc�s� <br /> th��th����.�eres�:or other�a�:n charges col�ec�ed ar ta�be co�l�c�ed in�onnec��on v�r��h�he Loan excee�.�he <br /> perxx�.��ed l�rnits,th�r�: �a}any such Ioan ch�:rge sha11 be reduce�.l��the amo�.�n�necess�.ry�o rec�u���he <br /> charg;��o���.e per�nitted��mit;ax�c�(h}an�s1:�ms already callected frc�-m F3orrovver w�i.�h e�cee�ed�er�x�.�t�ed <br /> lixriits�w�ll l���efunded to B�rraw�r. :Lender zx�.ay cha�se�a make thzs refu�.c�by�educing t�.�pr�rac�ipa� <br /> o�ve�.�az7c�e�the�Tote or by ma�i��g a dire�t pa�rrLer�t ta Barrov�r�r: If.a r�fun�.r�duces princ�pal,the <br /> reduc��o�.,w���be�rea�ed as�.par�ial pre�ayme��withaut any prepaymen�charge��vhe�ther or na�a <br /> �rep�.yr�rie�l��harg�is prov���d far ur�d��the 1rTote�. Barro��r's acce�t�.nce of an�such refiu�.�made b� <br /> c��r�ct p��men��a Barrow�r w���cons�i�u�e�,�raiver�f any rig��of ac�ior�Bo�t aw�r mi�h�have�.r�s�ng <br /> aut af such overcl.�arge, <br /> '�5. N�ti��s�All na�ices give�by Borro�vcr or Ler��.cr�n c�nnect�on�vith�his Securi�y I�1s�zl��nerit must <br /> be in��ritin�.Any notice ta Borro�v�r�n�on�.�ct�a�.�vi�h�his Secur�ty Ir�strumen�shal�b��.eemed�o <br /> have�b��n��ven�o Borro�er whcn ma��ed b�f�rst c�as�mazl or w�ie�ac�ually de��vered to�arro��r's <br /> na�xce ac�dress i�sen�by o�h�r means.�Votice�o�ny ane Borro�ver sh��l�Q�zs�i�ute na�i�e ta alI B�r��o��ers <br /> ur��ess�.pp�ica�I�L��v�xpressl�r��uires a��erwise.The nat�cc adc�ress shal�la�the Pro�ex�y:Address <br /> unless B�rrov�rer has designa�ec�a subs�i�ute r��tice address hy no��ce to L�nder.Borro�vver sh�a��promp��y <br /> no��iy Lenc�er�f Barr��rer's ch�.n��of addr�s�.If Lender s�ec�f��s a pr�cedure for repor�irsg B��rr�v�er's <br /> �h.ang�af���ress,then Barrow�r sh���only repar�a change of�.dd:ress�hrough that spec�fied procedure, <br /> T�.ere may be only one desi�ma�ec�not��e ac�dress�nder thzs Security Ins�rumer��a�any a��tirne.Azzy <br /> nof.ic�to Lender shall be giv�n hy de��vering it or by mai�a.ng�t by�rs�c�ass ma���o Lender's address <br /> s�ated h�rein u�nl.ess Lender ha�d�s�gn�.�ed ano�her�.c�dress by notic���Bo�rower.Ara.�no��ce in cor��.ec��an <br /> vvi�h�his S ecuri�y Ins�rument sh����.at l�e deern.ed t❑have be��give�.�a L�nder L�nt�1 actti�ally r�ceive�. <br /> by L�ndero If a�.y notice required by th�s S ecu�cx�y Ixas�rumen�is a�sfl rcc��ir��.under A�p�.�c�.�1e Law,�he <br /> Applica�Ie I1�.vv r�c�uir�me���vi�I s��xsfy th�coxresp�nding requiremen�u�der�h�s Secu:�ri�y Instrum�r��. <br /> 'I Ge ���r�rning Law; Se�erab�lity; �ul�s of C�n��ru���ivn�ThiS Securi�y Ir�s�rument shall be <br /> �avex°r�ed b�f�deral Iaur �.nd�he.�aw af�h�juris�ic�ian in�v�ic:h�he Fropex�y�s�ocated.A1�rzghts ar�c� <br /> �b��g�.�xo�xs c�r�ta�ned��.th�s Se�urity Instr.urner�t�.re subj ect to an�rec�uir�men�s�.n��im:ita��ons of <br /> App�icab��L�.w.Applica�le Law rriight e�pliritl�or impl�cit�y�l�aw�he par�zes�o a�gree�y co��r�.c�ar <br /> it rnight l��s�.lent,but su�h s��.ence sh�.11 not b�cons�ruec��.s a prahibi�ion aga�r�s�:a�;re�mer��by cox��r�Gt.. <br /> Ir��;he eve�.��h�.�any pro��s�on ar cl�use of�1��S�Gurity Ins�rurn�n�or�he No�e c�nf�xc�s vv�th Applicab�e <br /> Law, suc�z co�-�fl�c�sl-�a1X r�at�.ffect ot�ier-provisians af�his Securi��I��s�rurn�nt or the��t�urh��h can be <br /> given efF�ct without th�conf�.�c��r�g pravision. <br /> As��5ed.zn this Secur�ty Instrurne�t: ���v��ords of the rnascu�in�g�nder sha��me�.n a�.d i�clud� <br /> correspo�d��.g neuter words or v�ords oF�he femir�ir�e ge�.c��r; ��b���or�s�n��.e singular sha�l rnealz�.r�d <br /> rncl.L�.de�h�plu�a�anc�v���versa; ��d.�c}the�arc�"ma�r"gi�es so�e d�sc�e��on�it�out any o����atzan to <br /> ��.ke an�ac��on. <br /> '17� B v r'r�vv'�r''� G�py�Borrow er sh�ll b�g�v�n or��copy o f the 1V-o�e anc�.a f t�ii s S ecur�ty Ins�rum�n�, <br /> '�8. T'ransfer�f the Prop�rty or a� �en�fi�N�1 Inter��t in ��r�r�w�r. As used�rz�his Sectzo��.8, <br /> "In�cr�st in the Proper�y"means a�.�r 1�g�.I�r b�x�ef�c�a����eres�:in�he Proper�ty,i��c�L�ding,but n��1in�ited <br /> �o;�hose b�nef�cia�i��erests transf�rre�.in a bc�x�d fo�deed, eantract for�.e��.,ins�allrnen�sa�es con�r�.c� <br /> or es�row agr�em�n�,the zntent of v�hic�a.�s�h�transfer of����e h�r B�rrovver�.�a future date�o a purchaser. <br /> H��G-D0359 <br /> NE6RASktA-Singie Famfly-Fannie Mae1Fr��die Mac IJNIF�RM ENSTRUM�tVT �orm 3D�8�ID� <br /> VM P� 03115 <br /> Wolt�rs Kluwer Financial Services 20�5�a0�9 5.2,0,3237-J2a15Q��5Y pag��2 of�7 <br /> ..*lJF"} .1�h 1� Z.I VW <br />