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Acknowledgment <br />State of Nebraska <br />County of Hal 1 <br />This instrument was acknowledged before me on September 30, 2015 by <br />Hal A Schager, Christine A Schager <br />12 „),D, <br />Notary Public <br />Steve D Kunzman <br />My commission expires: 03/01/2018 <br />Loan origination organization Home Federal <br />NMLS ID 446443 <br />Loan originator Steve Kunzman <br />NMLS ID 494660 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />Savings and Loan Assn of Grand Island <br />GENERAL NOTARY - State of Nebraska <br />STEVE D. KUNZMAN <br />My Comm. Exp. March 1, 2018 <br />201506951 <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 17 of 17 <br />