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20®101057 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />DEV ANT KUMAR Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />(Seal) <br />CYNT IA KUMAR Borrower <br />[Space Below This Line For Acknowledgmentl <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged before me on this jt bra 6 r' (�, ZC }0 C <br />by DEVAKUMARAN JASWANT KUMAR AND CYNTHIA J. KUMAR, SBAND AND WIFE <br />H� ' GENERAL NOTARY-State of Nebraska <br />DEVRA McELROY <br />CV)m Al My Comm. Exp. Aug. 25. MM <br />Signature of Person taking ac ledgment) DEVRA MCELROY <br />(Title or rank) <br />(Serial Number, if any) <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 12/02/2000 <br />