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Return To: <br />First National Bank of Omaha <br />1620 Dodge Street Stop Code 3165 <br />Omaha, NE 68197 -3165 <br />Prepared By: <br />Kara Kulper <br />1620 Dodge St. <br />Omaha, NE 68197 <br />Loan Number: 1023526 <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />October 6, 2015 , together with all <br />(A) "Security Instrument" means this document, which is dated <br />Riders to this document. <br />(B) "Borrower" is <br />Patrick M O'Neill and Keisha L O'Neill, Husband and Wife ; <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is <br />First National Bank of Omaha <br />Lender is a National Banking Association <br />organized and existing under the laws of <br />1620 Dodge Street Stop Code 3165 <br />Omaha, NE 68197 -3165 <br />Lender is the beneficiary under this Security Instrument. <br />NEBRASKA.Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />II <br />1111 <br />ui <br />1 1 <br />IllI <br />1 <br />Deed of Trust <br />1111 IIIIU 11111 <br />11 <br />111 <br />0000NE900504 - 1023526 <br />1 <br />ui <br />fw <br />NEBRASKA . Lender's address is <br />I OM <br />1 <br />1 <br />II 1 <br />D'l <br />r <br />N.) <br />Q <br />C/1 <br />CD <br />r> C) <br />:a: Cep <br />r � <br />k <br />ys° <br />Form 3028 1/01 <br />VMP6(NE) (1302).00 <br />Page 1 of 15 <br />