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AW <br />, 601016s-3 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />Borrower <br />(Seal) <br />Richard M. Davis - Borrower <br />1 <br />�f ,1 (Seal) <br />Susan R. Davis - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />-6A(NE) (0005) Page 14 of 15 Form 3028 1/01 <br />m <br />