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��15��858 <br /> s�gnificantly affect i.ender's righ�s in the Fr�pert�y�such�s a proceeding in ban1�-uptcy,f�r condemnta�ion or <br /> t�enfarce�aws or regulations),then Lender may c1�and pay whatever is necessary to protect the�alue�f the <br /> Prop�rty and L�nder's rights in the�'roperty,including pa�men�of tax�s,hazard insurance and other i�ems <br /> mentioned in paragraph 2. <br /> Any amounts disbursed by Lender under this paragraph sha11 become a�additional d��at of Borrower and be <br /> s�cure�.by this Secur��y Instrument. These amounts sha��b�ar ir�terest fra�n t�e dat��f�isbursement,at the <br /> 1�Tote rate,and at the option of Lender,shall be im.mediately due and payable. <br /> Borrower�hall promptly,discharge any lien whiGh has�riori�y over this Security In.strument unless <br /> BarrQtiver;(a)agrees in�vr�t�ng to th�payment of the obligation secured by the lien in a manner acceptabl� <br /> ta Lender;[b)Gontests in g4od faith the lien b�,�r defen�is against enforc�ment af the li�n in,lega� <br /> prdce�dir�gs w�.�ch�n the Lender's ap�nxon operate to�re��nt��e enforcem�nt o�the lien;or�G�secures <br /> from the holder af the l�en an agreem�nt satisFactary to Lender subord�nating the�ien t�this S�curity <br /> Instrume�t.if I�ender determi�nes that an�par�of th�Propert�r i�subj�ct ta a���n�hzch ma.y a�i�pr�ority <br /> over th�s Securit�r Instrument,Lender may gi�e Barrovver a natice identifying the 1ien.Borrovver shall sa��sfy <br /> the iien or ta.ke one�r mor�of the actians set f�r�h above within ��days of th�gi�ing af notice. <br /> $. Fees.�ender may cQllect fe�s and Gharges authoriz�d b�the Secretary, <br /> �. Gr�rund�for Accelerat�on vf Deb�. <br /> 4a} Def�u It.Lend�r may, except as 1�mited by re�ulations is5ued by the Secreta�y, in the case of payment <br /> defau�ts,re�uire�mmediate payrn�nt xn�'u���f a��sums s��t�red by th�s Se�ur�ty�nstrum�nt if <br /> �i} Borro�v�r defaults by failing ta pay in fii11 any man#h�y paym�nt required b�r t�is Se�urity <br /> Instrument prior�o vr on the due date of�he next monthly pa}�m�nt,or <br /> �ii) Borr�wer defaults by fai�ing, far a p�riod af thir�y days, to perfarrn any other abligatrans <br /> contained in this Security Instrument. <br /> �b� Sa1e�VVith�ut�redit►4ppro�al.Lender shall, if permi�ted�y applicable 1aw(including Section <br /> 34��d�af the�arn-St.�rerrnain Depasitory Institutians Act af`].�5�, ��U.S.C. �7���-3�d}}and w�th <br /> the prior appro�al of the Secretary,require immediate�a�ment in fuil of a11 sums secured by this <br /> Security Instrument if: <br /> j�� �1�ar part�f th�Prop�rty,ar a ben�ficial int�rest in a trust owning a11 or�ar�of the Proper�,is <br /> sald or otherwise transferr�d(other than by devise vr descent),and <br /> ��.i} The Prop�rty i�nflt occupXed by the purchaser ar grantee as his or her principal residence,or�he <br /> purchaser or�rantee doe�so occupy the Property but his or h�r credit has n�t been apprQved in <br /> acc�rda�xce with the requirements vf the Secr�tary. <br /> ��j �iv�ilaiv�r.I�'circumstances occur that wou�d permit Lender ta requi�e�mmediate pa�ment Yn fu�l,but <br /> Lender does not require such payments,Lender d�es nat waiv�its rights w��h respect to subsequent <br /> ev�n�s. <br /> �d} Reguiativnsof HUD Se�retary.In many Gircumstances regul�.tions issu�d�ay the Secretary wi11�imrt <br /> Len.der's ri�ht�, in the case of payment defaults,to require immediate pa�ment in full attd farectase if <br /> nQt paid. This S�curity In�trum�nt d�e�not authorize aGcel�ratian or fvreclo�ure if not permitted by <br /> regulat�on.s of the Secr�ta.ry. <br /> �e� AAortg��e NQt��su�d.Bvrrau�er agree���.�t if t�.��5��urit�Instrument and th�Note are not <br /> determined ta be�ligible far insurance under the National Housing Act within 64 days from the da�e <br /> hereQf Lender ma at�ts� t�on,re u�re immediat� a ent in fu11 of al�sums secured b this <br /> �HA Ma�tgage WlTH MER�-NE Re�ised 419B <br /> VNI�� VMP4hI�NE}(1342}.D4 <br /> Wolters Kl�rnrerFinancial5ervices �p33458$41$ aZ33 317 051U Page 5 af 1D <br />