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��15��7�5 <br /> requ�red by RESPA, ar�d Bo�rower shall pay to Lender�he amaunt n�cessary to make up the de�icien�y in <br /> a�cordan�e with�ESPA, �ut in no mor�tha�z �2 manth�y�a�ments. <br /> Upon payment in full of all sum��ecurec�by this Se�urity�nstrumen�, L�nder s�all promp��y refund�o <br /> Sarrower any Funds held by Lende�r. <br /> 4. Charges; Liens. Barrower sha��pay a��taxes, assessments, charges, f�nes, and impositi�ns attribu�able�o <br /> the Prtiper�y which can at�ain przor�ty over this Se�ur���r�nStrument, leasehold pa�rmen�s�r ground ren���n <br /> th�Proper�.y, zf an�, and Commun�ty Ass��ia�ion Due�, Fees, a.�d Assessments, �f any. T� the ex�ent that <br /> these it�ms are Escrav��tems, Borrower sha�l pay them�n�he manner prov�ded in Sec�i�n 3. <br /> Borrower shall pr�mpt�y disCharge any lien which has pr��r��y�ver this�ecurity�ns�rument unless <br /> Borrower: {a}agr���in writing t�the payment�f th��b��gat�on seGured by the lien in a manner a�cepta�le <br /> to Lender, bu�only sa long as Borrower is perfnrm�ng such agre�ment; �b}contests the�i�n in goad fai�h by, <br /> or defends against enf�rc�m�nt�f the lien in, 1e�al pr�ceedings vvh�ch �n Lend�r's�pinion opera�e�o prevent <br /> th�enf�rcement of th�lien wh�le�hose praceedings are pending, �ut�n�y un��l such proceed�ngs are <br /> concluded; or�c}s�Gure�from the halder of the lien an agreem���t sati�fa�tflry �o Lender subordinating the <br /> lien tfl th�s Security xnstrument. �f Lender de�ermines that any pa�t of th�Property is subject ta a lien whiGh <br /> can attain priar�t�over this S�curity�nstrument, Lend�r rnay give Borrower a n�ti�e id�ntif�ing the Iien. <br /> Within ��day��f the�at�on whzch tha�notice is gi�en, Borrowe�shali satisfy the lien�r ta��one flr m�re <br /> �f the ac�ion�se�farth a���e in�h�s 5e���on 4. <br /> Lender ma�r require Borrower to pa�a one-t�nr�e char�e for a�reai estate tax v�rifica�ion andlor repor�ing <br /> s��v�ce used by Lender in conn�cti�n wi�h th�s Loan. <br /> 5. P�operty Insurance. Barrow�r shall ke�p the impr��ernents now e��sting or hereaft�r ere��ed an�he <br /> Propert�insured against loss by fire, ha.zards�n��ud�d within the terrn "�x��nded c��erage," and any ath�r <br /> hazards including, but not limited to, eart�aquakes and f��ods, for which Lender requir�s insurance. This <br /> �nsuran�e sha11 be maintain�d in th�amaunts�inc�ud�ng deduc��b�e lev��s} and for�he periods that Lender <br /> r�quires. �hat Lender requir��pursuant ta th�preceding ��nt�nces can change dur�ng�he�erm of�he L�arr. <br /> The insurance carrier pxo�id�ng �he znsurance shal�be ch�sen by Barrower subject to Lender's right to <br /> disa�prave Borrower's�h�i�e, vvhzch xzgh�sha�� not b��xercised unreasflnabl�. Lender may requ�re <br /> Borrower ta pay, in�onnect���vvith th�s L�an, eith�r: �a}a an�-time charge fo�flood zone deterrn�nation, <br /> certif�ca�ian and tr�cking�erv��es; �r�b}a ane-time charge for�.o�d Tone determination and certifi�ation <br /> s�rvices and subs��uent charges�ach tzm�r�xnappings or similar changes oc�ur wh�ch reasana��y might <br /> affec�such de�ermina��on or certi�ca��on. B�rr�wer shall also be r�sp�nsi�le for the payment❑f an�f�es <br /> impo�ed b�the Federa� Emergency Management Agen�y�n connection with the r�vi�w�f an�flood zone <br /> determination resulting fr�rn an objection��Barr��rer. <br /> �f Borrovver fa�ls to maintain any�f the cavexages de,scribed above, Lender rnay abta�n insuxance coverage, <br /> �t Lender's apti�n and Borrouj�r's expense. Lender is under no ab�iga�zon�o purchase an�particular type or <br /> arnount of c�verage. Therefore, such caverage shall cover L�nder, �ut mi�ht�r rnight no�protect Borrower, <br /> Borrower's equ�t��n�he Pr�per�y, �r the Gon��n�s af th�Praperty, a�ainst any risk, hazard ar�iabi�i�y and <br /> m�gh�pro��de greater ar lesser c�verag��ha.ri was prevzously in effect, Barrower acknowledges that the c�st <br /> of th��nsuranc�c�verage sa obtained m�.ght signi#��antly exceed the�ast�f�nsurance that Borrower ctiu�d <br /> have obtained. Any amounts disbursed by Lender under this�ectian S shall become addx�ional deht of <br /> B�rrower secuxed by th�s Securi�y Instrumen�. These amaunts shall bear interest at�he Note rate fram the <br /> dat�af disbursement and sha��b�payable, w�th such �nterest, upan notice fr�m Lender to Borravver <br /> requesting payment. <br /> NEBRASKA-5ingte Family-Far�nie Mael�reddie Mac UNIFQRM INSTRUMENT Form 3�28 11�1 <br /> VMP Q VMP6tN�f{13fl2f <br /> Waiters Kluwer Financial Ser�ic�s Page fi of 17 <br />