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��1 5��7�4 <br /> 28.Reeon�eyance. Upon payment of al�sums secured by this Security Instrurnent,Lender shall r��uest <br /> Trustee ta recvn��y the Properry and shall surrender this Security Instrument and all notes e�idencing <br /> debt secured by this Security Instrum�nt t�Trustee. �'rus�ee shall recan�rey the Propert�with�u� <br /> vvarranty�fl the persan ar persons l�gal�y entit�ed to i�.Such person or persans sha�l pay any recardation <br /> CQStS. Lender may char�e such person or persans a fe�for recan�eying the Property,�ut only if the fee <br /> is paid to a th�rd party�such as the Trustee�for services rendered and the charging of the fee is permitted <br /> under applicable Iaw. <br /> 29.Substitute Trustee.Lender,at its aption,ma�from tirne t�time rema�e Trustee and appnint a <br /> su�c�ssor trustee to any Trustee appointed hereund�r by at�instrument recorded in the caunty in which <br /> this Security Ins�rument is re�orded. Without canveyance❑f the Property,the successor trustee sha11 <br /> suc�eed to all th�title,pov�er and duties conferred upon Trustee herein and by applicahle law. <br /> 3U.Request for Notices.B�RRD�VER HEREBY RE�UESTS THAT,[JI�[LESS�THERWISE <br /> PRESCRISED BY LA�V,A��PY�F ANY N�TI�E OF I�EFAULT��R N�TI�E�F SALE <br /> PURSUANT TD THE 1rT�NJUDIGIAL FaRECL�SURE�F THIS L�EED�F TRLIST BE MAILEI] <br /> T�BDRR4VL�ER AT B�RR��VER'S MAILIN�ADDRESS SET F�RTH HEREIN. <br /> 31.Riders ta this Security Instrurnent. If on�or mvre riders are executed by Borrawer and recarded <br /> together with this 5ecurity Instrument,the c��enants of each such rider shall be inc�rporated into and <br /> shal�amend and supplement th�co�enants and agr�emen#s af this Securi�y Instrument as if the rider�s} <br /> were a�art of this 5ecurit_y Instrument. ��heck applicabie box{es}.l <br /> ❑ Condaminium Rider ❑ Planned Unit I���etopment Rider <br /> ❑ �ther�Speci fy] <br /> BY S IGNING BEL�W,Borrower accepts and agrees to the terms and co�enants contained in this <br /> Securi�Instrument and in any r�der�s}executed b_y Borrower and recorded v�rith it. <br /> ,? .� � �- ��,�� _ ���. <br /> � � ,��� SEAL � <br /> � � <br /> Richard K Frew I]ate <br /> Page 11 0l'13 HECM Second IJeed 4f Trust--2�l 5 <br />