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��1 5��74� <br /> requ�red b�r R.ESPA, and Bo�rower 5hall pay to Len�er the amount n�cessary to make up the defic�ency �n <br /> accordance wzth R.ESPA, bu�in no mo�re than ��rnonth�y payments. <br /> Upan payment in fu��of aII sums seCured by this SeCurit��ns�rument, Lender shal�pramptly r�fund to <br /> Borrower any Funds held by Lender. <br /> 4. �narges; Liens. Borrawer sha��pay all taxes, a�sessments, charges, f�nes, and impas�tion� attr�bu�able�o <br /> the Prop�r�y whi�h car�att�in prior��y aver thi�Securit�In�trument, 1�a�ehold payrnents ar ground rents�� <br /> th�Proper�y, zf any, and�ornmunity Association I]ues, Fees, and�ss�ssments, �f any. To the extent that <br /> the5���em�are EScrow �tems, Borr��ver shall pay thern in th�manner pxo��ded in S�ct�on 3. <br /> B�rrower shall prornp�ly dis�harge any�ien wh�ch has priority over th�s Securi�y Instrument un�ess <br /> Barr�vver: �a} agre�s in w�rztzng to the payment❑f the obiigation secured by the�ien in a mann�r acceptab�e <br /> �o L�nder, but an�y so�ong as Borrou�er is perf�rrning such agreement; �b}c�n�ests the lien in goad faith by, <br /> ar defends agains�enforcemen�of the l�en in, �egal p�oceedin�s wh�ch�n Lender's opini�n�p�rate t�prev�nt <br /> the enforcement�f the lien whil��hose proceedzngs are pendin�, but�n�y until such pr�ceed�ngs a�e <br /> cancluded; ar(c} s�cures frnm the holder af the lien an a�reernent sat�sfactory to Lender subardinating the <br /> Ii�n to this SeGur�ty Instrurnent. If Lender determine�that any part flf the Property�s subje�t�a a lien whi�h <br /> can a�tain pr�ari�y over�his Security Instrumen�, Lender may gzve Borr�wer a natic�identifying the l�en, <br /> �'��h�n �U da�s of the date on whi�h�hat��o�zce is g��ren, B�rrvv�er shall satisf�the lien ar take ane or more <br /> of the actions set forth abo�e in th�s SeGtion 4. <br /> Lend�r may r�quire Barrawe�to pay a ane-�tirne charge for a�real estate tax ver��cation andlor repar�in� <br /> ser�ice used by Lender in connec��on�ith th�s Loan. <br /> 5. Proper#y Insuranc�. Borrower shall keep the�mpro��ments n�w existing or hereaft�r erec�ed on the <br /> Proper�y insured again�t loss by ��e, ha.La�ds includ�d�ithin the��rrn "extended c��erage," and any�ther <br /> hazards includ�ng, but not l�ma.ted to, �ar�hquakes and flflods, for which Lender requ�res insuran�e. This <br /> insurance shatl be mainta�ned in the amaun�s�inc��ding dedu�tibl�lev�Is}and for th�per�ods that L�nde�- <br /> requires. �Vhat L�nder requires pursuant to�he preced�ng sentences can change during th�term af�he L�an. <br /> Th��nsuran�e car�r�er prnvid�ng the insllrance shal�be ch�sen by B�rrower sub�e�t�n L�nd�r's r�g�t�o <br /> d�sappro�e Borrower's cho�ce, which right sha�l nat be exercised unreasonably. Lender may requ�re <br /> Borrower��pay, �n�annec�ion with�his Laan, �ither; �a}a one-�time charge for flaad zon�determina�i�n, <br /> �ert�fcation and txack�ng services; or�b}a one�time charg�far flood zone de�erxn�na�ion and cer��fication <br /> ser�ices and subsequent charges each tim�rernappings ox sim��ar changes occur which reasanab�y mught <br /> affect such determination ar cer��f�cation. Borrawer sha�l also be responsible for th�paymen�of any fees <br /> imposed�y�he Federal Emergency Management Agency in canntct�on with the rev���v af an�r fl�od z�ne <br /> determinat�on resul�ing from an obj ection by Borraw�r. <br /> If B�rro�ver fa��s to mainta�n any of the cov�rages descr�be�ab��e, Lender may ob�ain insurance�overa�e, <br /> a�L�nder's aptian and Borrou�er's expense. L�nd�r�s under no obl��ation�o purchase an�par��cu�a�r type flr <br /> amoun�af co�erage. Therefore, such coverage sha��cov�r Lendery but mi�ht or mi�ht no�pro�ect Barr�wer, <br /> Borrower's equity�n the Property, or the contents af th�Proper�y, against any r�sk, hazard or Iiabiiity and <br /> might pro��de gre�ter ar�ess�r c�Wera�e than was pr��ious�y�n�ffect. Borr�wer ackn�w�edge�that the cos� <br /> of th�insurance coverage so obtain��migh�s�gn�f�cantly exceed the�a��af in�urance that Barr�wer cou�d <br /> ha�e ob�ained. ,A,ny amounts d�sbursed�� Lender under thi�Section 5 sha�l�ecome additi�na�debt of <br /> B�rraw�r se�ure�l by th�s Security�nstru�nent. These amaunts�hal�bear interes�a��he Note rat�fr�m�he <br /> date of d�sbursement and shali be pa�ab�e, with su�h interest, upan no���e frflm L�nder ta B�rrow�r <br /> �equesting payment. <br /> N�BRASKA-Sin�1e Family-Fannie MaelFreddie Mac CINIFORM INSTRtJMENT Form 3�Z$1141 <br /> VMP� VMP�[NE;ty 342� <br /> Walters Kluwer Financiaf Services Page 6 of 17 <br />