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��15��73� Par�e� ��3 M�u m h�r�4 Q 0 Q�$��.� �vhx�h�urrently has��.�addr�s�of 1�� h St (��r�e�� �r�� s�a t�� a ty�, I�e�vx�aska �S�fl 1 ��'ip�'ode� ("Property Addres�"): T��E�'HE��I�TH aiI�he improvern�nts n�w a��a�reaf�er�re�t�d�n�he propert�, and a�i easeme�xts, appurtenances,and fixtures now or he��a��r a part af t�.�property,A��r�plac�mea�s and additions sha��a�so be cvvered by this��cur��In��me�.t.�l��f the far�gaing is re ferred to ia this Security Ins�.rument as th� "Pr�per�."Ba�-rower understands and ag�ees�hat II��RS ho�ds anly�ega�tit�e to th��nterests grante�by Borro�ver in this 5�curity Instrumient,but,if nec�ssa.ry to Gam��ith law ar Gustom,MERS�as nominee for Lender and Lend�r's successors and ass��ns�has the r�ght:to ex�rcis�any or a��of those interes�s,inc�udi�g, but not l�mit�d to,the rig�t t�foreclose and se��th�Pr4gerty;and to ta��an�acti�n r��uired af Lender including,but nat Iirnxted�o,re�.�asing and canceling th�s Se�urity�n.strument. ��QWER��ENA�TS that gorr�wer is Iawfulty se�sed�f the est�te hereb��onveyed and has the rx�ht ta gr�nt and convey th�Fxoperty and that the Prap�r�is unen.cum�ered, exG�pt for encumbranc�s of recard. �orrower warrants and w�ll d�fend�enera�ly the title to the Property aga�nst a�1 c�aims and�lemands,subject �o any encumbrances of�ecord. THIS SE�LTRIT�IN�TRI�NI�1�T�ornbines un�fQr�c�v�nants f�r nation.a.�use and n.on�ua�for�n covenants �vith�imited��.riatio�s by juris�.�ctxon�t�cox�stitut�a un��orm securi�ty i�astr�um�nt coveri��r�a�property. UN�FflRM��31�E�dANTS.$orrow�r and L�nder co�ena�t a�.d agree�s foi�ov+�s: 1. �ayment of Pri�cipat,�nter�st,E��ra�v�t�ms, a�nd�Late�harges.B�rravver shall pay v�hen due the�rinc�pa��f,and inter�st Qn,the d�b�t e�ridea�c�d b�r�h,e Note and�at�cha�ges due under the�Tote. $orrower sha1�also pay fi��ads for�sc�o�r It�m�pursu�.n.t to Section 3.Pa.y�ents due under the Note and thi��ecurity Instrument s�iai�b�r�ad��.�.�.�u.�r�ne�.How��r,xf�ny c�aeck or othex instrurrient receiv�c�by I�ender a�gay�nen�u�ader t�e��te�r t�.��S�cur�t��nstrum�n�i�return��to L,�nder unpaid, Le�der n�ay require that an�y�r al�su�seq�u�nt pa�rx�en�s due under the Note�nd this Security Ins�rument be n��d��n one ar�n�re af the fo�lowipg far�ms,as se�e�ted by�endei: �a}ca�h;�b)ma�ney ord�r;(�� cer��fied check,ban.�ch�ck,treas�.rer'�chec�or cashier's chec�,pr�vided any such check is drawn upQn an�nstit�utian whose�Iep��i�s a�e insured by a�'ederal a�en�y, �ns�rumental�ty,ar entity;or�d}ElectrQni� Funds Transfer. Paymen��are de�med recei�ed by Lender�vhen.recei�ed at the�ocation desxgnated in the N�te ar at such t�th�r�o�atian as may be dcsignated�y Le�der�n a�cnrdanc�v�vith the nvt�ce prov�s�ons in Secti�n�4. Lender may re�turn any pa�rnen�ar partia�payment if th��ayrn�nt or pait�a�paym�nts ar�insuff�ci�nt to �ring the Loan curren.t.Lender ma.��ccept any payment ar partia.�payment insuff�c�ent to br�ng the Laan cu�rent,without�a�ver of any right�hereund�r or Frejud�ce to i�s rights ta refuse sueh payment ar partia�payments in the future,but Lend�r is nat ab�igated ta app��s�uch pa�rment�at th�time su�h paym�nt�a�e acc��ted.If each Periodic Payment is app��ed as af�ts scheduled due date,then Lender nee�.nat�ay interest�n unapp�ied funds. �ender may ha�d su�h unappli�d funds unti�Borrvwer makes payment tQ��.n�the LQa.n cu�rent.�f B�rrow�r does not do sa�i�h�n a reasonabie p�riad af time, Lender sha��e��her apply such funds�r return t�hem to�orro��r.�f nat appiied�arlier,such funds w�l� be applied to�he outstan�ing pr�n��pal ba�ance under th�l�ote immediate�y gr�or ta forec�vsure.No affset or cia�m which Borrflwer m�ght have�now or in the future agar�st Len�er shall re�ieve��rro�er fr�rr�making pa�rn�n�due un�der the�o�e an�th�s Security In��xr�a�nt�r per�arm�n�the covenants�and agreements secured'by th�s�ecuri�r Instrume�t. FHA aeed of Trust Wikh M E RS-NE �l30CZ��4 Banicers Sys#ems� VMP C� VMP4N�NE}t1�flB]_� Wpfters Ftltrwer Fir�artcia!Senrices Page 4 vf 17 q� 3�G 1D$52 ��33 q9 �41�