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��1 5�67�� ser�ices and subsequent charges each time remappings or sirnilar changes occur whi�h reasanably might affect such determination or certifiGati�n.Borrower sha11 alsa be respansible for the p�yment of any f�es imp�sed by the�ederal Emerg�ncy Management Agency in connection with the r��iew of any flaod zone d�termination resulting from an objection by Borrower. If B�rrower fails ta maintain any of the co�erag�s described above,Lender may obtain insurance co�erage, at Lender's option and Snrrower's expense. Lender is under no ob�igation ta pur�hase any particular type or amount of co�erage. Therefore, such Go�erage sha11 co�er Lender,but might or might not prat�ct Borrov�er, Borrow�r`s equit�in the Praperty, or the conten�s af the Property, against any risk, hazard ar liability and might prouide gre�ater ar less�r co�erage than v�as�re�iousl�in effect.Bvrrower acknowledges that the co�� of the insurance ca�erage sv obtained might significantly e�ceed the cost of insurance that Borr�wer could have ohtained.Any arnounts di�bursed by Lender under this 5ection 5 sha1�be�ome addit�onal debt of Borrower secured by this Security Instrument.These amvunts shall bear interest at the�Tate rate from the date of dis�ursement and shall be payable, with su�h interest,upon nntice from Lender to Borrower requesting payme�t. All insurance policies requir�d by Lender and renewals of such pvlicies sha�l be subje�t ta Lender's right to disapprove such palicies, shall include a standard mortgage c�ause, and sha11 name Lender as martgage� andJar as an additi�nal loss payee. Lender sha11 haWe the right to hold th�policies and renewal certificates. If L,�nder requires,Borrower�hal�pramptly give�o Lender a!�receip�s vf paid premiums and renewal noti�es. If Borrower flbtains any form�f insurance coverage,not otherwise required by Lender, far damage ta, or destru�tion of,�he Property, such poli�y sha11 include a standard martgage clause and shall name L�nder as mortgagee andlor as an ad�itiona�loss payee. In the even�af loss,Borrower shall give prarnpt notice ta th�insurance�arri�r and Lender. Lender may make praof of loss if not mad�promptly by Borrow�r. LTniess Lender and Borrawer atherwise agree in writing, any insurance praceeds, whether or not the underlying insurance was required by Lender, shall be applied to restaration or repair af�he Praperty, if the restoration or repair is eConomically feasibie and Lender's security�s not�essened.During such repair and res�vration period,Lender shall ha�e the right to hold such insurance proce�ds until Lender has ha�i an oppor�unity to inspect su�h Property to ensure the w�rk has been c�mp�eted to Lender's satisfa�tion,prv�ided that such inspection shal�b�undertaken promptly. Lender may disburse proceeds for the repairs and restaratiun in a single payment or in a series nf progress payments as the work is campieted. Un1�ss an a�reemen�is made in writing or Applicable Law requires interest tv be paid on such insuran�e proceeds,Lender shall n�t be r�quired ta pay Borrower any interest ar earnings on such proceeds.Fees for publiG adjusters,or othex�hird parties,retained by Borrower shall not be paid out af the insurance proceeds and shall be the sale obligation of Borrvwer.If the restorat�vn or repair�s nQt e�onomically feasihle or Lender's security wouid be lessened,th�insurance praceeds sha�l be applied to�he sums secured by�his 5�curity Instrument,wheth�r or nat then due,with�he�xcess,if any, paid to Borrawer. Such insuran�e proCeeds shal�be applied in the order provided for in Section�. �f B�rrawer abandons the Property,Lender may fil�,negotiate and set�Ie any a�ailable insuranc�c�a.irn and related matter�. If Borrower daes not respond within 3�days to a n�tic�from Lender that the insurance carrier has offer�d to settle a clairn,then Lender may n�gotiate and settle the claim. The 3U-day p�riod w�ll begin when the notice is given. In either e�ent,or if Lender acquires th�Property under Section�2 or otherwise,Borr�wer hereby assigns to Lender�a}Barrower's rights to any insurance proceeds in an amount not to exGeed�he arnounts unpaid under�he Note or this 5ecurity Instrument,and�}any ather of B orrower's rights�oth�r fihan the right to any r�fund of unearned premiums paid by B orrvwer}und�r a11 insurance policies covering the Praperty,insofar as su�h rights are applicable ta the co�rerage af th� Property. Lender may use the insurance proceeds either to regair or rest�re the Property or to pay amaunts unpaid under the l�i�ote or this Securi�y Instrument,wheth�r or not then clue. 159�66753 04921�4744 NEBRASKA-5ingle Fami�y-Fannie MaelFreddie Mac UNIFDRM INSTRUM�NT WITH MERS Form 3Q28 1101 VMP� VMP6A[NE](13Q2�.00 Wo�ters ICiuwer Fir�ancial Servicas Page 7 o i 7