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��1 5�67�� Parc�� I� N u�mh�r: 4 0 O 18 3 0 0 5 wh�ch currently has the address of 3 4 7 N C hu rc h 5 t �Street�) Daniphan (C�ty), Nebraska 58�3� (�ip Code� �"Property Addres�"}: T�GETHER V�ITH a�l the impr�vements naw or hereafter erected on the�rvperty,and all�asements, appurtenances, and fixtures naw or hereafter a part�f th�prop�rty.A11 replacements and additions sha11 also be covered by this Security Ins�rument.All�f�he fare�o�ng is referred�a in this Security Ins�rum�nt as t�ie "Prop�rty." Bvrrower understands and agrees that MERS hvids anly legal title ta th��nter�st granted hy Borr�wer in this Security instrument,but,if ne�essary�o comply with 1aw or custam, MERS�as nominee for Lender and Lender's successors and assigns}has the right: to exercise any or a11 of thos��nterests,inciuding,but not�imited t�,the right ta fureclose and seii the Proper�y;and�o take any activn required of Lender inc�uding,bu�not limited to,r�leasing and�anc�ling�his Security Instrument. B�RR�WER�C]VEI�ANTS that Borrower is lawfully seised of the estate hereby can�ey�d and has the right ta grant and canvey the Property and that the Property is unencumbered,except for encumbrances of record. Barrower warrants and wi11 defend generally the title to the Prope�ty against a11 ciaims and demands, subject to any encumbrances af record. THIS SE�UR�TY LNSTRUMENT combine�unifarm cfl�enants for national use and n�n-uniform e��nants w�th�irt�ated var�ations b�ju�-i�d2ction ta�Qnst�tute a uniform securi��instrum�nt cover�ng real praperty. Uniform �avenants.B�rrQwer and Lender caWenan�t and agree as follows: �. Pa�ment af Princi�al, �nter�st, Escrow ltems, P�e�ayment �harges, and Late Charges.Borrower shail pay when due the principal of,and interest on, the d�bt e�idenced b}�the Nate and any prepayment charges and late charges due under the Note. Borrvwer shali also pay funds far Escraw Items pursuant ta 5ection 3.Fayments due under th�Nate and this Security Instrurnen�shall be mad�in tT.S. currency. However,if any check or oth�r instrument r��ei�ed by Lender as payment under�he Note or this 5ecurity Instrumen�is returned tv Lender unpaid,Ler�der may require that any or all subsequent payments due und�r the Not�and this S�curity Instrurn�nt be made in one or more af the follawing forms, as selected by Lender: �a�cash; �b}mon�y arder; (c�certified ch�ck, bank check,treasurer's check or cashier`s check,pro�ided any such check is drawn up�n an institution whose deposits a�re insured by a federa�agency,instrumentality, ar entity; or�d}Electronic Funds Transfer. Payments are deemed recei�ed by Lender wh�n recei�ed at the�acatian designated in the Note or at such ��her location as may be designated by Lender in accordance with the notice provisions in 5ection 15. Lender may re�urn an�pa�ment vr part�a�paymen�if the p�yment or partial payments are in�ufficient ta bring#he Loan current.Lender rnay accept any payment or partial paym�nt insufficient to bring the Lvan current, without wa�ver of any rights her�under ar prejudice to its ri�hts to refuse such payment or partial payment�in the future,but Lender is not obligated to apply such payments at the t�me such payments are a�cepted. If each Periodic Payment is applied as of its scheduled due dat�,then Lender need not pay inter�st on unapplied funds. Lender may hold such unapplied funds until Barrower makes gaymen�to bring the Laan current. If Borrawer does nat da so wi�hin a reasonabie perivd of time,Lender sha11 either apply such funds or return thern to Borrower.If not appiied e�rlier, such funds will be applied to�he outstanding principal balan�e under the Nate immediately prior to fareclasure. No offset or claim whieh Borrower mi�ht ha�e now or zn the future against Lender shall relie�e Borrow�r from making payments du�und�r the irTate and this Security Instrumen�or perfarming the co�enan�s and agreements secur�d by this Security Instrument. 159��753 D�9�1Q4744 NEBRASILA-5ingle Famlly-Fannie MaelFraddie Ma�L1NIFaRM INSTRUMENT WI�H MERS Fvrm 3Q�8 1l�1 VMP� VMP6A[NE]t13D2�.Q� Wolters ICluwer Financiai Ser�ices Page 4 0 �T 1