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WHEN RECORDED MAIL TO:
<br />bOPTION ONE MORTGAGE CORPORATION
<br />P.O. BOX 57076
<br />IRVINE, CA 92619 -7076
<br />ATTN: QUALITY CONTROL
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<br />L oan Number: 121013145
<br /><C,Servicing Number: 2 6 4 3 9 2- 2
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<br />[Space Above This Line For Recording
<br />200001735 DEED OF TRUST\
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on February 24, 2000 The trustor is
<br />RANDY L BALAND AND JOSEPHINE V BALAND HUSBAND AND WIFE AS JOINT TENANTS
<br />( "Borrower "). The trustee is
<br />FIRST AMERICAN TITLE INSURANCE COMPANY
<br />( "Trustee "). The beneficiary is
<br />Option One Mortgage Corporation, a California Corporation
<br />which is organized and existing under the laws of CALIFORNIA , and whose
<br />address is 3 Ada, Irvine, CA 92 618
<br />( "Lender ").
<br />Borrower owes Lender the principal sum of
<br />THIRTY FIVE THOUSAND SIX HUNDRED TWENTY FIVE
<br />. . . AND NO /100THs Dollars (U.S. $35,625.00 ).
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly
<br />payments, with the full debt, if not paid earlier, due and payable on March 01, 2030
<br />Borrower hereby irrevocably grants, bargains, sells, transfers, conveys and assigns to trustee, In Trust, with power of sale for the
<br />benefit and security of beneficiary, under and subject to terms and conditions hereinafter set forth, all of the following described
<br />property and interest of Borrower, located in Hall
<br />County, Nebraska:
<br />400058758
<br />LOT 7, BLOCK 13, JOHN W. LAMBERTS ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA.
<br />which has the address of 1414 EAST 5TH STREET, GRAND ISLAND
<br />Nebraska 68801
<br />[Zip Code]
<br />( "Property Address ");
<br />[Street, City],
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument.
<br />All of the foregoing is referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend
<br />generally the title to the Property against all claims and demands, subject to any encumbrances of record.
<br />COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the principal
<br />of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br />NEBRASKA - Single Family
<br />Page 1 of 6 NED10011 (05- 28 -98)
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<br />[Space Above This Line For Recording
<br />200001735 DEED OF TRUST\
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on February 24, 2000 The trustor is
<br />RANDY L BALAND AND JOSEPHINE V BALAND HUSBAND AND WIFE AS JOINT TENANTS
<br />( "Borrower "). The trustee is
<br />FIRST AMERICAN TITLE INSURANCE COMPANY
<br />( "Trustee "). The beneficiary is
<br />Option One Mortgage Corporation, a California Corporation
<br />which is organized and existing under the laws of CALIFORNIA , and whose
<br />address is 3 Ada, Irvine, CA 92 618
<br />( "Lender ").
<br />Borrower owes Lender the principal sum of
<br />THIRTY FIVE THOUSAND SIX HUNDRED TWENTY FIVE
<br />. . . AND NO /100THs Dollars (U.S. $35,625.00 ).
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly
<br />payments, with the full debt, if not paid earlier, due and payable on March 01, 2030
<br />Borrower hereby irrevocably grants, bargains, sells, transfers, conveys and assigns to trustee, In Trust, with power of sale for the
<br />benefit and security of beneficiary, under and subject to terms and conditions hereinafter set forth, all of the following described
<br />property and interest of Borrower, located in Hall
<br />County, Nebraska:
<br />400058758
<br />LOT 7, BLOCK 13, JOHN W. LAMBERTS ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA.
<br />which has the address of 1414 EAST 5TH STREET, GRAND ISLAND
<br />Nebraska 68801
<br />[Zip Code]
<br />( "Property Address ");
<br />[Street, City],
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument.
<br />All of the foregoing is referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend
<br />generally the title to the Property against all claims and demands, subject to any encumbrances of record.
<br />COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the principal
<br />of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br />NEBRASKA - Single Family
<br />Page 1 of 6 NED10011 (05- 28 -98)
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