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��1 5��8� ��quired by RESPA, and Barro�ver sha��pay ta Len�er th�amoun�necessary to make up the deficiency in accordanc�vvith RESFA, but in na ma��han 12 monthiy payments. Upnn paymen� in full af aIi sums secured by this Se�u�rity Ins�rument, Lender sha��pr�rnptly refu�d ta Barrov�r�r any Funds held by Lender. 4, �narges; Liens. Borraw��sha��pay all taxes, asse�sments, charges, f n�s, and�rnpositi�ns attr�butab��o the Praperty wh�ch can attain priori�y over this Se�uri�y Ins�rumen�, leasehoid paymen�s or ground�rents on the Pr�perty, �f any, and�ommuni�y Ass�ciatian Dues, Fees, and Assessment�, �f any. Ta�he extent that th�se��em�are Es�row I�erns, Barrnwer shall pay thern in�he manner provided �n 5ect�on 3. Bor�ower shal�promp�l�d�scharge any�ien which has priority over�his Security�nstrurnent uniess Borraw�r; �a} ag�rees �n writing t�the pa�m�nt of the ob�igati�n s��ured b��he li�n in a manner ac��ptable �a Lend�r, but�nly so l�ng as Barrower is perfarrn�ng such agre�men�; �b}contests�he izen in goQd faith by, or d�fends against enforc�rnen�of�he�ien in, lega�proc�eding�which in L�nder's ap�nion aperate�o pre�ent �he enfar�ernent of the l�en vvhil�those praceed�n�s are p�nding, but�niy unt�I such pr�ceedings are canc�uded; ar�c} seCures frflrn th�hold�r of the li�n an agreernent sat�sfac�or�to Lender subordinating�he �ien�o th�s Secur�ty�nstrument. If L�nder de�emr�.nes�hat an�part af the Prapert��s subjec��o a�ien�vhich �an a�ta�n pr�ority over this�ecurity�nstrument, Lender ma�r give Borrow�r a not�c��dent�fy�ng�he lien, '�Vith�n ��da�s�f the date an wh�ch that notice is given, Borrower shall satisfy the lzen or tak��ne�r m�re �f�he actions set for�h abave in this Section 4. Lender may requxre Barrower�o pay a ane�t�me charge far a real es�a�e tax�erifica�ion andlor repar��ng servi�e used by Lender in c��ectian wzth thi�Lraan. 5. Prope�ty tnsurance. Borrawer sha��keep the impro��m�nts now existing or her�af�er erected on the Praper��insured against�oss by��re, hazards included w�thin�he�erm "�x�ended c��erage," and an�other hazards inCludin�, but no��im�ited ta, earthquakes and fla�ds, far whi�h Lender requires insurance. This insurance sha�� b�n�a�nta�ned in�Y�e amounts��nc�uding deduc��b�e�eve�s}and for the periods tha�Lend�r requires. V�hat Lend�r r�qu�res pursuant to the preceding sentences�an change during the�erm of�he Loart. The�nsurance carriex prov�d�ng the�nsurance�hal��e chosen by Borraw�r sllbjec��o L�n��r's right ta disappr�W�Borr�wer's ch�i�e, which right sha11 na�be exerci�ed Unreasonab�y. Lender may require B�rrower��pay, in�annection with this Laan, either: �a)a one-time charge for flood 7one d��erm�nat�on, cer�i�icat��n and tracking services; or�b} a one-time charge fa��.�od zon�dettrminat�an and c�r�ification s�rv�ces and sub�equent�harges eaGh t�me remappings or simitar changes occur which r�asonably might affec�such det�rmina�i�n or c�r��f�cat�o�. Bor�ow�r shall also be re�ponsib��far the payment of any fees imposed i�y�he Federa�Emergen�:y Manag�ment Agency in cannec�ion w��h�he revi�w�f any flaad zane det�rnunatian�esu�ting fram an obj ection by Barrower. �f Borro�ver fails to maintain an�of the cflverages describ�c�abave, Lend�r rna�o��ain insurance coverage, a�Lender's option and Barrower's expense. Lend�r is under no obiigation to purchase any particular type or amount af coverage. The�efare, su�h c�Werag�sha��Go�er L�nd�r, but m�ght or rni�h�n�t prntect Bo�rrow�r, B�rrawer's equi��r�n�he Pr�perty, or the cont�nts of the Prop�r�y, aga�nst any r�sk, hazard ar��ab��ty and m��ht pro��de greater or lesser cav�rage than was pre�iously in effect. Borrawer acknflw�edges tha�the cos� of�he insurance caverage so ab�a�ned migh�signi�cant�y e�ceed the cos�af insurance that B�rraw�r�ou�d have obtained. An�amounts disburs�d by Lender under this Sec�i�n 5 sha��become addit�onal d�bt�f Barr�w�r se�ured by this Security Instrument. These arn�unts sha��bear interest at the Note rate fram the da�e�f disburs�ment and shall be pa�able, with such interest, upon no��ce fr�m Lender to Barrawer re�uesting payment. NEBRASKA-Sinc�le Famity-Fannie Mael�reddie Mac UNIF4AM INSTRIJM�NT �arm 3�2$114�7 VMP Q VMPS[fV�t R�3Q2� Walters Kfuwer�inanciaf 5ervices Page E of 17