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200100947 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />(Seal) Seal) §WM4 <br />JAMIE A HADEN ELDT - Borrower HEATHER D HADENF LDT - Borrower <br />C-822R (0008) <br />N <br />— (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Page 4 of 4 <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />01- 32228787 <br />Form 3111 1101 <br />