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��1 5��5�4 payments that werc due wh�n the insurance coverage ceased��be in effe�t, Lender u�i11 accep�, use and retain these pa}�ments as a nor��refundable loss reserv�in lieu of Mortgage�nsurance. Such lass reserve sha11 b�non-refundable,natwithstanding the fact that the L�an�s u�timately paid in fu�l,and Lend�r shal� not be required�a pay Borrower any inter�st or eaz�.zngs an such�oss res�rve. Lender can n��onger require lass reserve payments if Mortgage�nsurance co�erage�in the a�nount and f�r the perzod that L�nder requires�provided by an insurer selected by Lender again becornes avai.lable, is abta�ned, and Lender requires separate�y designated payments tov��ard�he premiums far Mortga�e Insurance.If Lender required Mortgage Insurance as a c�ndition.of making�he L�an and BQrrow�r was re�uired to make s�parate�y designated�ayments taward the pr�miums far Mor�gag�Insurance,Borrower sha�l pay the prerniums required to mainta�n Mor�gage�nsurance in effect,or to provzde a n�n-refundable Ioss reserue, untz�Lender's requirernent for M�rtgag�Insurance ends in ac�nrdance with any written agree��lent bet�n�een Borrow�r and Lender pr��iding for such termination or until terrnina�iQn is required by Applicabl�Law. Nothing zn�his S�ctian 1�affects I3orrovver's abliga�i�n to pay interest a�the rate pr.ovided in tl�e No�e. M�rtgage Insurance reimburses Lender�or any entity�hat purchases the��te} far�er�a��losses it ma�r �ncur if Borr�wer does n��repa��he.Loan as agreed.B�r.rower is n�t a party�o th�M�r��age Insurance. M�rtgage insurers evalua�e their total ri.s1�on all such insurance in force frozn ti�z�e ta ti�n�,and�nay en�ez into agreernents�ith o�her parties that share or m�di�'y the�r risk,ar reduce losses. These a�reementis are �n�erms and conditions that are satisfac�ory to the rnortgage insurer and the other par�y��r pa�-ti�s}to xhese agreernen�s. These agreernents ma}�requir�the mar�gage in�urer ta ma�.e paymEnts usin.g any sour�e of funds tl�a�#l�e mortgage insur�r�nay�ia�e availablE�wl�ic�i may inc�ude funds o�ta�ned from Mortgage Insurance prerniums). As a result of thes� a�reem�n�s,Lend�r, any purchaser af the Note, an�ther insurer, any reinsur�r, any �ther entity,or any aff�l�a�e of a�.y of�he foregoing, may rccci�c�d�rectly�r indircc��y�amoun�s that der�ve from��r might�e chara��rized as}a portion af Borro�ver's pa�ments far Mortgage Insurance, in exchan�e for shar�ng or m�difying the mor�gage insurer's risk,or rcducing�osses. If suc��agreement pravid�s th�t an aff'z�iate of Lender takes a share of�he insurer's risk in excha�nge for a share of the , �remiums pa�d t�the insurer,the arrangernent�s 4ften termed "captivc rc�nsuranc�," Furt�.�er: �A} An� such a�reements �vi�l not affect the amount� that Borrower has agreed ta pay for Nivrtgage InSurance, or any �ther terms of the Loan. Such agreements will nvt increase the amount BarravWer v�il� �we for Mor�gage Insurance, and the� �vill na� entitle B�rrawer ta any refund. �B} Any such agrccmcnts will nat affcct thc rights B�rr�wer has � if any - with respect ta �he M�rtgage Insurance under. the Hvme�wner� Prate�tion Act af 1995 or any �ther law. The�e r�ghts may includc th� ri�ht t� rcccivc ccrtain discl�5ures, to requcst and obta�n cancel�ati�n af the Mor�gage In�urance, to ha�e the Mortgage Insurance ter.minated au�omatically7 andlnr ta recei�c a refund of any Mortgag� InSurance premi.ums that w�rc unearned at �he time of su�h cance��a�ian ar terminat��n. '��.Ass�gnrnsnt af Miscellaneous Proceeds; ForFe�ture.Al1 Miscella�zeous prv�eeds are hereby assigned to and sha1�be paid ta Lender. HCFG-dQ359 NEBRASKA-Single Family-Fannie MaelFreddie Mac UNI�ORM iNSTRUMENT Farm 3428 11D� VMP� 031�5 Wofters Kluwer Fin�nciaE Services 20i5�91115.�.0.3Z37'-J2015d5��Y Page 9 af'�7 ; 4 '! "