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IDS, Inc. <br />(Sea) <br />No ma J Quandt - Borrower <br />MULTISTATE PUD RIDER - Single Family — <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 3 of 3 <br />2015067 f <br />or other casualty or in the case of a taking by condemnation or eminent domain; (ii) any amendment to any <br />provision of the "Constituent Documents" if the provision is for the express benefit of Lender; (iii) <br />termination of professional management and assumption of self - management of the Owners Association; or <br />(iv) any action which would have the effect of rendering the public liability insurance coverage maintained by <br />the Owners Association unacceptable to Lender. <br />F. Remedies. If Borrower does not pay PUD dues and assessments when due, then Lender may pay them. <br />Any amounts disbursed by Lender under this paragraph F shall become additional debt of Borrower secured <br />by the Security Instrument. Unless Borrower and Lender agree to other terms of payment, these amounts shall <br />bear interest from the date of disbursement at the Note rate and shall be payable, with interest, upon notice <br />from Lender to Borrower requesting payment. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />(Seal) <br />- Borrower <br />Form 31501 /01 <br />