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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness <br />(Seal) <br />chmann - Borrower - Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this �� day of <br />odd / , by Jeremy Bachmann. <br />Witness my hand and notarial seal at /-ngin said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />- Witness <br />IDS, I nc. <br />[IL GENERAL NOTARY-State of Nebraska <br />DANIEL. ROTH <br />Wawa. Exp. App f, 2018 <br />otary Public <br />Loan originator (organization): Exchange Bank NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />201506572 <br />aniel Roth <br />NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 13 of 13 <br />