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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />My Commission Expires: April 7, 2016 <br />- Witness <br />s Castorena <br />STATE OF NEBRASKA, Hall County ss: <br />Th instrument was acknowledged before me this 4; day of �N7f� <br />by Jesus Castorena. /� <br />Witness my hand and notarial seal at L ,7t - dJ�/v€ in said County, the date aforesaid. <br />Notary Public Daniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family - Fannie MaelFreddle Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />IDS, Inc. <br />20150651:41 <br />- Witness <br />(Seal) <br />- Borrower <br />Form 3028 1/01 <br />