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Acknowledgment <br />State of Nebraska <br />County of Hal 1 <br />This instrument was acknowledged before me on September 21, 2015 by <br />Kelsey A Sheen <br />Notary ' lic <br />Mindy ilberts <br />My commission expires: 05/16/2016 <br />Loan origination organization Home Federal Savings and Loan Assn of Grand Island <br />NMLS ID 446443 <br />Loan originator Mindy Gi 1 bertson <br />NMLS ID 494665 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP O <br />Wolters Kluwer Financial Services <br />M IND GILBERTSON� <br />My Comm. Exp. May 16, 2016 <br />201506448 <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 17 of 17 <br />