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<br />DEED OF TRUST AND ASSIGNMENT OF RENTS
<br />NOTICE: THIS DEED OF TRUST SHALL CONSTITUTE A CONSTRUCTION SECURITY AGREEMENT S
<br />WITHIN THE MEANING OF THE NEBRASKA CONSTRUCTION LIEN ACT IN THE EVENT THE AMOUNTS ADVANCED 4
<br />UNDER THE LINE OF CREDIT ARE USED TO FINANCE IMPROVEMENTS TO THE PROPERTY DESCRIBED IN THIS
<br />DEED OF TRUST.
<br />THIS DEED OF TRUST AND ASSIGNMENT OF RENTS, as the same may be renewed or extended ('Deed of
<br />Trust"), is dated as of February 29, 2 0 0 0 , and is an agreement AMONG Robert J. Johnson and Tamara M. Johnson,
<br />husband and wife as the grantors; Robert Reicke, Esq., whose mailing address is Fraser Stryker Law Firm, 500 Electric Building,
<br />Omaha, Nebraska 68102, as the trustee; and Merrill Lynch Credit Corporation, a Delaware corporation, whose street address is 4802
<br />Deer Lake Drive East, Jacksonville, Florida 32246 -6484, as the beneficiary.
<br />Throughout this Deed of Trust, the following words have the following meanings: "we ", "us" and "our" refer to the
<br />person or any or all of the persons who sign this Deed of Trust; "Merrill Lynch" refers to Merrill Lynch Credit Corporation, the
<br />beneficiary, or anyone to whom this Deed of Trust is assigned; and "Trustee" refers to the trustee identified above, or any substitute
<br />trustee.
<br />DESCRIPTION OF SECURITY
<br />By signing this Deed of Trust, and in consideration of the indebtedness herein recited and the trust herein created, we
<br />irrevocably grant and convey to Trustee, in trust, with power of sale, the following described property, located in the County of
<br />Hall, State of Nebraska:
<br />Legal description attached hereto and made a part hereof.
<br />This property has the address of 4139 Manchester Road Grand Island, Nebraska 68803 and, together with the interests
<br />described below relating to this property, is called the "Property" in this Deed of Trust.
<br />In addition to granting and conveying to Trustee, in trust, with power of sale, the Property described above, we also
<br />grant and convey to Trustee, in trust, with power of sale, the following interests relating to that Property: (a) all buildings and other
<br />structures located on the Property; (b) all rights we may have in any roads and alleys next to the Property or in any minerals, oil and
<br />gas rights and profits, water, water rights, and water stock which are a part of the Property; (c) all rents and royalties from the
<br />Property and any proceeds from the condemnation of, or insurance payments concerning losses to, the Property; and (d) all fixtures
<br />now on the Property or later placed on the Property, including replacements of, and additions to, those fixtures. Our grant and
<br />conveyance to Trustee of the rights and interests described above includes all rights and interests which we now have or which we
<br />may acquire in the future. For example, if the security granted and conveyed to Trustee under this Deed of Trust is a leasehold
<br />estate, and we subsequently acquire fee title to the Property subject to the leasehold estate, the rights and interests granted and
<br />conveyed to Trustee by this Deed of Trust will include the fee title to the Property that we acquire.
<br />OBLIGATIONS BEING SECURED
<br />We have signed this Deed of Trust to secure (a) the payment to Merrill Lynch of a revolving line of credit debt in the
<br />amount of U.S. $177,000.00, or so much of that debt as may be outstanding, plus all accrued interest, fees and other charges owed
<br />under the Merrill Lynch Equity Access® Agreement, as the same may be renewed or extended (the "Agreement"), relating to this
<br />Deed of Trust; (b) the payment of any amounts advanced by Merrill Lynch to protect the security of this Deed of Trust, with interest on
<br />those amounts; (c) the performance by the persons who signed the Agreement of their obligations under the Agreement; and (d) our
<br />performance of our obligations under this Deed of Trust. This Deed of Trust secures all future advances made under the Agreement
<br />and advances which have been repaid may be reborrowed, provided that the maximum aggregate amount of advances to be secured at
<br />any one time by this Deed of Trust shall not exceed the amount of the revolving line of credit debt set forth above. This provision
<br />shall not constitute an obligation upon or commitment of Merrill Lynch to make additional advances or loans to us. The lien of this
<br />Deed of Trust shall continue until a release thereof is recorded pursuant to Nebraska law. In no event shall the lien of this Deed of
<br />Trust be eliminated because the amount of the debt is reduced to zero. The Agreement and this Deed of Trust, taken together, are
<br />called the "Credit Documents." The term Agreement shall include all modifications, extensions, and renewals thereof. All sums
<br />owed under the Agreement become due and payable in full on February 28, 2010.
<br />NE EQUITY /PRIME
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