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200001659 <br />To the extent permitted by applicable law, Lender may charge a reasonable fee as a condition to Lender's consent to the loan <br />assumption. Lender may also require the transferee to sign an assumption agreement that is acceptable to Lender and that obligates the <br />transferee to keep all the promises and agreements made in the Note and in this Security Instrument. Borrower will continue to be <br />obligated under the Note and this Security Instrument unless Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice of acceleration. The notice shall <br />provide a period of not less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums <br />secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any <br />remedies permitted by this Security Instrument without further notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable Rate Rider. <br />Seal] <br />Borrower Robert C Beran <br />'O:' &z�'- [Seal] <br />Borrower Katherine E Beran <br />[Seal] <br />Borrower <br />F1380.LMO (4/99) Page 2 of 2 <br />