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Borrower is the trustor under this Security Instrument. (C) "Lender" is HOMESIDE LENDING, INC. Lender is a CORPORATION FLORIDA. JACKSONVILLE,FL 32256. organized and existing under the laws of Lender's address is 7301 BAYMEADOWS WAY, Lender is the beneficiary under this Security Instrument. (D) "Trustee" is FIRST AMERICAN 'TITLE INSURANCE COMPANY (E) "Note" means the promissory note signed by Borrower and dated JANUARY 23, 2001. The Note states that Borrower owes Lender * * * * * * * * * * * * * * * * * * * * *SIXTY ONE THOUSAND ONE HUNDRED FIFTY AND N01100 *************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Dollars (U.S. $61,150.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2016. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: D Adjustable Rate Rider D Condominium Rider D Second Home Rider D Balloon Rider D Planned Unit Development Rider D Other(s) [specify] 1 -4 Family Rider Biweekly Payment Rider S., NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 Page 1 of 8 Initials: E DEED 0009 M r, t v. When recorded mail to: �m X > HOMESIDE LENDING, INC. (' � X 7749 BAYBERRY RD., 1ST FLOOR n JACKSONVILLE, FL 32256 n c/ O ATTN CUSTODIAL LIASON, MAILSTOP BC 3 �S, o n M O 4 7 C) �... Np a -... `.. Q) C) O ! 1 7 a R 1 r .. T+ G':` CD T�s1 C) cf' a r— <.n O s� co a C, cn LOAN #: 3848573 Cn [Space Above This Line For Recording Data] DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JANUARY 23, 2001, together with all Riders to this document. (B) "Borrower" is RICHARD ANDAMO ESQUITIN & BRENDA ESQUITIN9 BOTH SINGLE PERSONS, Borrower is the trustor under this Security Instrument. (C) "Lender" is HOMESIDE LENDING, INC. Lender is a CORPORATION FLORIDA. JACKSONVILLE,FL 32256. organized and existing under the laws of Lender's address is 7301 BAYMEADOWS WAY, Lender is the beneficiary under this Security Instrument. (D) "Trustee" is FIRST AMERICAN 'TITLE INSURANCE COMPANY (E) "Note" means the promissory note signed by Borrower and dated JANUARY 23, 2001. The Note states that Borrower owes Lender * * * * * * * * * * * * * * * * * * * * *SIXTY ONE THOUSAND ONE HUNDRED FIFTY AND N01100 *************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Dollars (U.S. $61,150.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2016. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: D Adjustable Rate Rider D Condominium Rider D Second Home Rider D Balloon Rider D Planned Unit Development Rider D Other(s) [specify] 1 -4 Family Rider Biweekly Payment Rider S., NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 Page 1 of 8 Initials: E DEED 0009