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A <br />N 'N # 400080095 <br />cn !hen recorded mail to: # :9027652 <br />rn e&- 'III <br />GO <br />o <br />oo al Real Estate Services <br />4 <br />nan Industrial Drive <br />AO 63132 <br />ice: CitiMortgage, Inc. <br />. _JO Technology Drive <br />O'Fallon, MO 63368 <br />Loan # 2003980020 <br />H 03,; 1 ©3 <br />=ME <br />WHEN RECORDED RETURN TO: <br />OLD REPUBLIC TITLE <br />ATTN: POST CLOSING <br />530 SOUTH MAIN STREET <br />SUITE 1031 <br />AKRON, OH 44311 <br />66 - 235 -`f114 <br />Original Principal Amount: $ 163,000.00 <br />Unpaid Principal Amount: $ 157,010.31 <br />New Principal Amount: $ 122,522.88 <br />New Money (Cap): $ 40.62 <br />nr1 <br />r�v ` —4 <br />rri w 3] <br />_ 7: 1,-..., , <br />cn CO <br />- 11, CD 33 <br />r _. „ C <br />_r co —4 <br />-C co -v = <br />O <br />LOAN MODIFICATION AGREEMENT <br />(PROVIDING FOR FIXED INTEREST RATE/CAPITALIZATION) <br />This Loan Modification Agreement ( "Agreement "), made May 01, 2014 , between PAUL P <br />PANKONIN, JESSICA L PANKONIN, husband and wife , ( "Borrower") residing at 1016 PLEASANT <br />VIEW DR, GRAND ISLAND, NE 68801 -8022, and CitiMortgage, Inc. ( "Lender") If Applicable: follow <br />with successor by reason of merger with NA and amends and supplements (1) the Mortgage, Deed of <br />Trust, or Deed to Secure Debt (the "Security Instrument") dated 11/29/06 and recorded on 12/01/06 , <br />Document number 200610681 , Book number na, Page na in the Official Records of HALL Nebraska, <br />and (2) the Note bearing the same date as, and secured by the Security Instrument , which covers the <br />real and personal property described in the Security Instrument and defined therein as the "Property", <br />located at 1016 PLEASANT VIEW DR, GRAND ISLAND NE, 68801 the real property described as <br />being set forth as follows: <br />(SEE ATTACHED LEGAL DESCRIPTION) <br />1. As of 09/10/14, the amount payable under the Note and Security Instrument (the "Unpaid Principal <br />Balance ") is U.S. $ 157,010.31. The Borrower acknowledges that interest has accrued but has not been <br />paid and the Lender has incurred, paid or otherwise advanced taxes, insurance premiums and other <br />expenses necessary to protect or enforce its interest in the Note and the Security Instrument, and that <br />such interest, costs and expenses in the total amount of $ 40.62, have been added to the indebtedness <br />under the terms of the Note and Security Instrument and the loan re- amortized over 360 months. When <br />payments resume on 10/01/14 , the New Unpaid Principal Balance will be $ 122,522.88 ( "New Unpaid <br />Principal Balance "). <br />2. The Borrower promises to pay the New Unpaid Principal Balance, plus Interest, to the order of <br />Lender. Interest will be charged on the Unpaid Principal Balance at the yearly rate of 4.500 % effective <br />09/01/14 (the "Interest Change Date "). The Borrower promises to make monthly payments of principal <br />and interest of U.S. $ 620.81 (which does not include and amounts required for Insurance and /or Taxes) <br />LP <br />