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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Adjustable Rate Rider. <br />7i' /r (Seal) <br />arbra J ' . 1 en - Borrower <br />899R (0510) Page 5 of 5 <br />Sara L Bartling <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />201506365 <br />eal <br />- Borrower <br />