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Acknowledgment <br />State of Nebraska <br />County of Hal 1 <br />This instrument was acknowledged before me on September 16, 2015 by <br />Barbra J Paulsen, Sara L Bartling <br />Notary " 'lic <br />Mind Gi1b - son <br />My commission expires: 05/16/2016 <br />Loan origination organization Home Federal Savings and Loan Assn of Grand Isl and <br />NMLS ID 446443 <br />Loan originator Kevin Ottman <br />NMLS ID 494664 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />II <br />I nl <br />GENERAL NOTARY - State of Nebraska <br />MINDY GILBERTSON <br />My Comm. Exp. May 16, 2016 <br />201505305 <br />Form 3028 1/01 <br />VMPB(NE) (13021 <br />Page 17 of 17 <br />