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Recording Requested By: <br />Charter West National Bank <br />714 N Diers Ave <br />Grand Island, NE 68803 <br />(308) 384-4644 <br />When Recorded Return To: <br />Charter West National Bank <br />714 N Diers Ave <br />Grand Island, NE 68803 <br />( "Lender ") of the same date and covering the property described in the Security Instrument and located <br />408 Orchard Grass Dr <br />Grand Island, NE 68803 <br />[Property Address) <br />The Property Address is a part of a planned unit development ( "PUD ") known as: <br />Copper Creek Estates <br />[Name of Planned Unit Development] <br />PUD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, <br />Borrower and Lender further covenant and agree as follows: <br />A. So long as the Owners Association (or equivalent entity holding title to common areas and <br />facilities), acting as trustee for the homeowners, maintains, with a generally accepted insurance carrier, a <br />"master" or "blanket" policy insuring the property located in the PUD, including all improvements now <br />existing or hereafter erected on the mortgaged premises, and such policy is satisfactory to Lender and <br />provides insurance coverage in the amounts, for the periods, and against the hazards Lender requires, <br />including fire and other hazards included within the term "extended coverage ", and loss by flood, to the <br />extent required by the Secretary, then: (i) Lender waives the provision in paragraph 2 of this Security <br />Instrument for the monthly payment to Lender of one - twelfth of the yearly premium installments for <br />PLANNED UNIT DEVELOPMENT RIDER <br />Loan No: 922079 MIN: 1004167- 0004000958 -2 <br />Parcel ID: 400436656 <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 15 th day of September, 2015 , <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or <br />Security Deed ( "Security Instrument ") of the same date given by the undersigned ( "Borrower ") to secure <br />Borrower's Note ( "Note ") to <br />Charter West National Bank, a Corporation <br />201506339 <br />FHA Case No. <br />321 - 3426026 -703 <br />MULTISTATE - FHA Planned Unit Development Rider <br />Form 27623 1/96 <br />Laser Forms Inc. (800) 446 -3555 g f 1 <br />LFI #FHA27623 10/00 Page 1 oft Initials: Qfl <br />