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��1 5����� <br /> may require.B�rrovrrer's�bligation ta mak.e su�h payments and tv pro��de receipts shall for alI purpases <br /> be deemed t�be a covenant an�agreernent contained in this Security Instrument,as the phrase"ca�enant <br /> and agreement" is used in Section 9. if B�rr�wer is abliga#ed t�p�y Escrvw Items direct�y,pursuant ta <br /> a�vaiver,and Barrower�a��s to pa}�the arnount due�'or an Es�r��v Item,Lender may ex�rclse 2ts r��ghts <br /> under S�cti�n 9 and pay suGh am�unt and Borrawer shall then be obligated under S�ct�on 9 ta repay to <br /> Lender any such arnount.Lender ma�r re�oke the waiver as ta any or all Escrow Items at any time by a <br /> no�iGe giw�n in acc�rdance�ith 5e�tion 15 and,upvn such revo�ativn,Barrower shall pay t�Lender all <br /> Funds,and in�uch am�unts,that are then re�uired under this Sectian 3. <br /> Lender ma�,at any time,collect and hoid Funds in an amount�a}sufficient�a permit Lender to apply <br /> the Funds at the time spec��Zed under�ES�A,and�b}nat to exceed�he max�rMum amount a��nder cari <br /> require under RESPA.Lender sha�l es�imate the am�unt flf Funds due nn the hasis of current data and <br /> reasanable�stimat�s of expenditures of future Escravw Items�r atherwise in acc�rdanc�with Applicahle <br /> Lav►r, <br /> The Funds shall be held in an ins�itutian whose depflsits ar�insured by a fed�ral agencys lY7S�TU11���']ta�1�, <br /> or entity�inclu��ng Lender,if Lender is an institution whase dep�sits are so insured}or in any Federal <br /> Horne Loan Bank.L�nd�r sh���app��the Funds t�pay the EscrQvv Iterr�s n�later than th�tim�spe�ified <br /> ur�der RESPA.Lender shall nat charge Borraw�r for hold�ng and applying the Funds,annually analyzing <br /> the escraw ac�aunt,or verifying the Escraw Iterns,unless Lender pays Bvrravver interest on the Funds <br /> and A�rplicable Law permits Lender�o make such a charge, Unless an agreement is made in�vriting or <br /> Applicabte Law requires inter�st to be paid�n the Funds,Lender shal�n�t be requir�d to pay Barrovver <br /> any interest or earnings❑n the Funds.��rrower and Lend�r can agree in writing,however,�hat int�rest <br /> sha�l be paid on the Funds.Lender shall give to Borrower,wi�hau�t�harge,an annua�accounting of the <br /> Funds as rea�uired by RESFA. <br /> If there is a surplus�f Funds held in es�raw,as defined under RE�PA,Lender shall account to Borrower <br /> f�r the excess funds in accordance wi�h RESPA.If there is a shartage�f Funds heid in escr�w,as defined <br /> under RES�A,L�nde�shall notify Borrower as re�uired�y RESPA,a.nd Borrower sha11 pay to Lender <br /> the amount necessary to make up th�sh4rtage in accordan�e vvith RESPA,but in no more than l�monthly <br /> payments.�f�here is a deficiency af Funds held�n es�row,as defined under RESFA,Lender shall natify <br /> B�rrower as re�uired by RESP�,and Svrr�wer shall pay to Lender the amount nec�ssary ta make up <br /> the deficiency in ac�ordance with RESPA,but in n4 more than 1�monthly payments. <br /> Upon payment in full of all sums secured�y this Security Instrurnent,Lender shall�aromptly refund#o <br /> Bo�rovver any Funds held by Lender. <br /> 4.�harges;Liens.Borrawer shall pay all�xes,asses�m�n#s,�haxges,fines,and�mpositians attr�butable <br /> to the Property which can attain priority a�er this Security Instrument,l�asehold paym�nts or ground <br /> ren�s�n the Fr�perty,if any,and�amr�nunity Assacia��on Dues,Fees,and Assessm�nts,if any.To the <br /> extent that these items a.re Escr�vv Itetx�s,Barrower shall pay them in the rnanner pr��ided ir�Sectian 3. <br /> Borrav►rer sha���r�r�.pt�y discharge any��er�wh��h has pr�ori�y aver this�ecurit�Instrument unless <br /> Borrower:�a}agrees in writing ta the payment of the abligatian�ecured by th�lien in a manner acceptal��e <br /> �o Lender,but only so long as Borrower is perf�rming such agreement;�b}eontests the lien in good faith <br /> by,�r defends agains�enfarcement of the lien in, legal praceedings whi�h in Len�er's opinion❑perate <br /> HCFG-OA3�55 <br /> N�BRASKA-S��le Famify-Fannie MaelFredd�e Mac UNfFORM INST�i�MENT Farm 3��28?10� <br /> VMP� �3115 <br /> Wvlt�r�Klwver Financial Servicas 20�5�8�T�5.�.(].32:i7-,,l�015D5Q5Y Page 5 of 17 <br /> `1 T <br />