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��1 5�� interest.Borrow�r has promised to pay this debt in regular Periodi�Payments and to pay the debt in full n��later than 5ep�em�er I,2�25. �F} "Property"means the prflperty that is d�scribed bel�vv under the heading"Transfer of Rights in the Praperty." ��} "L�an"rneans the�ebt evidenced by the N�te,plus inter�st,any prepayrnent charges an�late �harges due und�r the Note,and a�I sums due under this Security Ins�rument,plus intere5t. {H} "Riders"means al�Riders to this SeGurity Instrument that are execu�ed by B�rrawer,The fallowing Riders are�o b�execu�ed�y Borr�wer[check bax as applicable]: ❑ �djusta�le Rat�Rider ❑ �ondominium Rider C�Second Horne Rider ❑ Ballaon Rider ❑ Planned Unit I]evelflprnent Rider C71 w4 Family Rider ❑ �IA Rider C7� Biweekly Pay�nent Ri�ler �lDther�s��specify� �I) "�4pplicable Law"means aI�+contr�lling applica�le federal,state and local statutes,regulatians, nrdinances an�administrative ru�es and orders��hat ha�e th��ffect of 1aw�as w�il as a��applicab�e final, non-appea�able judicial apinions. �J} "C'ammuraity.�ssociation Dues, F�es, and�4ssessrnents"means all�ues,fees,�ssessments and vther eharges that are imposed on B�rr�wer or the Pr�perty�y a c�nd�minium ass�ciation,homeawners associatian or similar�rganizati�n. (If} "Electroni�Funds Trar�s.fer"rneans any transfer vf funds,other than a transaction ariginated by check,draf�,or similar paper instrument,which is initiat��thr�ugh an ele��roni�termina�,telephanic instrumen�,comput�r,or rnagnetic tape sa as to order, instruct,or author�ze a financ�a� institution�o debit or cre�lit an accaunt.Su�ch term includes,but is nat iimited to,point-of-sale transfers,autvmated teller maChine transa�t�ans,transfers initiated by telephone,wire�ransfers,ar�d au�omated clearinghou.5e transfers. �L} "Escrow�t�ems"means thase items that are descrihed in Secti�n 3. [M� "M�scellaneaus Prac�eds"means any compensati�n,sett�emen�,award�f darnages,or proceeds paid by an��hird party�other�han insurance proceeds paid under the coverages d��cribed in Se�tion 5}for:ti}damage to,or destruction af,the Property;�ii}��ndemnati�n or other tal�ing�f ali or any par�of the Praperty;�iii}conveyance in lieu af c�ndemnation;or�iv}misrepresentatians�f,or omissions as#�,the�aiue andlor conditian of the Property. �N) "�l�fartgag�Ir�surance"means insurance protec�ing Lender against the nonpayment�f,vr defau�t on,�he Loan. ��) "Periodic Payment"means the regularly scheduled amaunt due for�i}prin�ipal and interest under the Note,�lus�ii}any am�unt�under Section 3 �f this S�curity�nstrument. [P} "�E'SP�4"means the Real Estate Settlement Froc�dures A�t�I�U.S.C. S�ctivn 2�D 1 et sea,}and its implem�nting regula�ian,Regulation��1��.F.R.Part 1�24},a.�they might be amended fram . time�a time,�r any addit�ona)❑r succ�ss�r legislatian�r regulation tha#governs the same subject HCFG6Q359 NE6RA5KA-5ingle Family-�annie MaelFreddie Mac L]NIFORM IN5TR�MENT Form 3428�1a1 V{�p� a3115 VYa�terS Kluwer Finaridal Services 2015A81715.�.0.3Z3�-J2415�5D6Y Page 2 vf 17 *1