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��1 5�� reduc�ifln wili be treated as a par�ial prepaymen�withau�any prepayrnen�charge�wheth�r❑r nat a prepa�rnent charge is pro�ided fnr un�er the Note}. Borrov►�er's acceptance vf any�uch refund made by dir��t payment t�B�rrower will constitut�a wai�er of any right of action Borrower rnight have aris�ng out of such a�er�harge. '15. IVot�Ges. AI1 n�tic�s gi�en by Borrawer�r Lender in conne��ion with this 5ecurity It�strument mus� he in vvriting.Any notice ta Barraw�r in connec�ian with this Security Instrum�nt shall be deemed to ha�e been gi�en to Borrower when mailed by fir�t ciass mail or when actualiy de�i�ered to Borr�wer's natice address if sen�t by other rneans.N�t�ce tv ar�y ane Borr��ver sha��const�tute notice to al�Borrvw�rs unless App�icable Law expressly requires�th�r�ise.The natice address shall be the Prvperty Address unless Bflrr�wer has designated a subs�itute n�tice addr�ss b�natice to Lend�r.Barr�vrrer shall pramptly n�tify Lender af Borrower's�hange of address.If Lender specif es a procedure fflr r�par�ing Borrowerrs change af address,then BorrQw�r shall Qnly report a change of address thr�ugh that specified procedure. There ma�he on�y�n�des��r�at�d not�ce address und�r�h�s�ecurit�Instrument at any one time.An� noti�e to Lender shall he gi�en by delivering it ar hy mailing it by fir5t class mail to Lender's addr�ss sta.ted herein unless Lender has designate�another address by nvtice��B�rrower.Any notice in c�nnect�on with this S�cur�ty Instrument sha�i no�be deemed to ha��been given to Lender until actual�}�recei�e� by Lender.If any noti�e required 1ay this Security Instrument is also required under Applicahle Law,the Applicable Law requiremen�w�ll satisfy the corresponding reauiremen#under this Security Instrument, 1 G. �vverning Law; Severability; Rules of�onstructian. This S�cu�ity Ins�rument shall b� governed�y federal law and the law of th�jurisdictian in which the Proper�y is lacated.A11 rights and obligations contained in this S�cur�ty Instrumen�ar� subje�t to any requirem�nts and limitations of Applicabl�Law.Applica�le Law might e�plicitly�r implicitly allow th�par�ies to agre�by�ontract�r it migh#�be siient,but such si�ence s�a��not b�con�trued as a�roh�hxtior�agaans#agreement by con�ra�t. rn th�e�ent that an}�provisi�n or clause of�his Security�nstrurrient or the Nat�canflicts with Applicahle Law,such c�nflict shall nvt aff��t other provisions of�his Se�urity�nstrument or the Note which can be given eff��t with�ut the conflicting pr�visian. As used in this�ecurity Instrumen�: �a)words of the masculine gender�hall mean and include corresponding neuter words❑r wards af the feminine gendera�b}w�rds in t�e singu�ar shal�mean and include the plural and vice�ersa;axad��the war� "may"gi�es sole disGretion withaut any o�ligation ta take any a��i�n. 1 l. QQrrawer's Copy,Borrvwer shall be gi�en one copy�f th�Note and af this Security Instrument. 'f 8. Transfer af the Pro�eriy or a ��nef�ci�l Interest�n 8otrower, As used�n this Sect�an �8, "�nterest in the Property"rneans any legal ar benef�ial interes�in the Froperry,in�Iuding,bu�not limited to,those heneficial interests transferred in a bond for d�ed,contra.ct fo�deed,ins�al�ment sales cantract or es�row a.greement,the intent�f which i�the transf�r of ti�1e by Bvrrower at a future date to a purchaser. �f all or any part�f the Fraperty or any Interes�in the Praper�y is sold or transferred�or if Borrower is not a natural person and a beneficial in�erest in Borrower is sold or�ransferred}wifh�ut Lender's prior written consent,Lender may require immediate payrnent in full of all sums se�ured by this Se�urit,y Instrument. Ho�vever,t��s optaon shall not be�xercised by Lender if such ex�rcise is prohibited�y App�icable Law. HCFCrD�359 NEBRAS�CA-Single Family-�ar�nie Mael�reddie Mac UNIFORM 1NSTRLIMEN7 F�rm 34281ro1 VMP� 03115 1Nol#ers Kiuwer Finanaal Services 2015fl8i715.�.D.323T-J2D1505�6Y Page 12 of 17 *�