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INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA, HALL County ss: <br />On this, the 9th day of September , 2015 <br />before me, the subscriber, the undersigned officer, personally appeared <br />HEATHER M ATKINS F /K/A HEATHER M SCHRADER AND SIDNEY S ATKINS , WIFE <br />AND HUSBAND <br />known to me (or satisfactorily proven) to be the person(s) who whosp name(s) <br />subscribed to the within instrument and acknowledged that ;172Ny- <br />same for the purposes herein contained. <br />IN WITNESS WHEREOF, I hereunto set my hand and official seal. <br />My Commission Expires: /7 ( , 1' <br />Prepared By: <br />CARRIE PEARSON <br />CENTRIS FEDERAL CREDIT UNION <br />11718 M CIRCLE <br />OMAHA, NE 68137 <br />Record and Return To: <br />CENTRIS FEDERAL CREDIT UNION <br />343 N. 114TH STREET <br />OMAHA, NE 68154 <br />/Notary Public <br />NMLSR ID: 000000490617 <br />NMLSR (L.O.) ID: 776797 (PREDRAG S KOPUN) <br />Loan Originator: CENTRIS FEDERAL CREDIT UNION <br />NEBRASKA — Single Family -- Fannie MadFreddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />GCC- G3028 -19 (02/13) (Page 19 of 19) <br />executed the <br />SHIRLEY M. KNAPP <br />MY COMMISSION EXPIRES <br />February 16, 2017 <br />2O15OO2" 7 <br />