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� ��1 5�6�67 in�eres�from the date of disbursernent at�he l�ote ra�e and shal�be payahle,�vi�h in�erest,upon na�ice frflrn Lender fo Barro�rer request�ng paym�n�. Mortgage Insuranc�. �f L�nder re�uired m�r�gage insurarice as a candz��on of making the �oan secured by�h�s �e�ur�ty�ns�rument,Barrov�er shail pay�he premiums re�ui.red�.a ma�.n.tai�z the mor�gage�nsurance�n effect.If,for any r�ason, the mar�gage insurance coverage reguired by Lender�apses or ceases ta b� in eff�c�, Borrov►rer sha�� pay the prexn�ums required �n ob�ain coverage substantia�Iy �quivalent ta �he mar�gage insurance previously �n effect, a� a cnst substa�tiially equiva�enti�fl the cos� �o B�rrawer of the mor�gage insurance previQus�y �n effect, fram an a�fierna�e mor�gage�nsurer approved by Lender.�f subs�antially�qui�a�en�mort�age insurance coverage is n�� availab�e, Barrovver shall pay �o Lender each mon�h a sum equal to ane-twelfth of �he yearly rnortgag� insurance pr�rnium being paxd�y Borravver when�he it�surance ca�erage lapsed ar�eased�o be in effect. Lender wi11 accep�, use and retain these paymen�s as a �oss reser�� in li�u of m.�r�gage insurance. Las�reser�e payments may no �onger be require�, at �he op�on of Lender, zf�nartgage insurance c�verage ��n �he amount and for �he period�hat Lender requ�res}provided by an�nsurer appraved by Lender again becam�s availab�e and�s obtairied. Borrotiver shall pay the premiums required�a mainta�n mor�gage insurance �n effec�, Qr��prav�de a�oss reserve, un�i1 the requiremen� for mortgage insurance ends in ac�ordanc� wi.�h any written agreement betwe�n Borravver and Lender�r Applicable Lavv. Inspectivn. Lender ar ��s agen�may make reasonab�e en�ries upon and �nspec�ions af�he Property. Lender shall g�ve Borrower no�ice at the�ime of or prior t�an inspect�an speczf�ng reasonable cause far th�inspec�ion. �vndemnat�on. The pr�ce�ds of any award ar cla�m for�am.ages,di�ec�or c�nsequential,in c�nne�tion wi�h any condemna�ian or other taking af any part of the Praper�y, ar for c�n�e�rance in��eu of candemna�ior�, are hereby assigned and sha��be paid to Lender, �n fhe �vent of a to�al ta.I�ing of�he P�raperty, �h� proceeds sha�� be appl�ed�o the sums s��ured�y�h�s S�curity Znstrument, vvhether or nfl� �h�� du�, v`r��h any e�cess paid �a Bvrro��ver. �n �h.e even� of a par�ia� �aking of�he Proper�in u�h�ch the fair market�ra�ue af�he Prop�rty immed�a�ely before�he taki.ng is equa�to or grea��r�.han �he am�un��f�.he surns s�cured by tihis Secur��nst�rurnent�mmediately before the taking, unles�Barrov�er and Lender otherwise agree in v�.-��ng,�he sums �ecur�d by fih�s S��ur�ty�ns�ru.ment shall be reduced by�he arnount of the proceeds multiplied b��he fo��a�v�ng fractzon: {a�the�otal amount of�he sums secured imm�dia�el�bef�re the �ak�.ng, d�vided by �b) the fair market value of�he Proper�t�r immediate��b�f�re �he taking. Any balance shall be pazd�o Borrav�er. �n the event of a partia��a.king �f the Praperty�n which the fair rnarket�ra�ue of the Proper�y �mmedzatel�r befare th� taking is �ess than �he amount of the sums se�ured imrnediately bef�re the�.aking, un�ess Borro�vve�and L�nder a�hertiv�se agree zn writing or unless AppliCabie Law otherwise pr�vide�, the praceeds shal� be appl�ed to�he surns secured by�his S�curit��nstrument whe�her�r na��he sum�are then due. �f fihe Property�is aband�ned by Borr�uT�r, or if, after no�ice by Lend�r to Borr�wer that the candemnor offers to make an avsrard or se�tle a claim far darnag��,Borrov��r fai�s ta respond�o Lender vvithin�he min�mum number af days esta�lished by Appiicab�e Law after�he da��the no�kce zs�;iven,Lender is au�hori2e��o co1��c�and app�y�he proceeds, a� i�s aptifln, e��her to res�oratian ar repair of�he Properry or to the sums se�ured b� this Secur�ty Ins�rument,�vhether ar n�t�hen due. Un�ess Lender and B�rrov5rer flthe�-v�ise agree in wri��ng, any application of proceeds�o pr�ncipal shall no�extend or pas�pane the due da�e af�h� payments referred �o in �he seCt�an �.�led Payrnen� af Pr�nc�pal and Interest; Prepa�rnen�and Late Charges or change th�amount of such pa�rments. BorrQwer No� Reieased; Forl�earance By Lender Nat a �Va�ver. Ex�ensian of �he time for paymen� or mod�fzcat��n ❑f amorti2ation of�he sums secur�d by this Securi�y Ins�rument granted by Lender �o B�rraurer ar an� su�cessor in in�erest of Borro�nrer shall na� operate t❑ re�ease �he ��abx�zty of the or�ginal �3orr��ver or B�rrotiver's successors in interest. Lender�hall nat be requ�red ta c�mmen�e proceedings aga�nst a�y successor in interest ar refuse�a ex�end�zme for pa�rmen�or atherwise rnQdify axnor�izativr��f the surns s�cured by thi�S�curr�y Instrumen� �y reason of any demand made by �he o��ginal Borrower o�r Barrower's successars �n interest. Any farbearance by Lender in exercisin�; any r��;ht or remedy sha�l na�be a�vaz�rer of or preclude the �xer�i�e of any righ�.ar remedy. Su��essors and Ass�gns Bound; Jo�nt and Se�eral. Lxab�li�y; A�ca�nmodahan Signer�, The �ovenants and agreernents of�his Security�nstrument sha11�ind and benefit the suc�essors and ass�gns of Lender and Bflrra�ver, sub�ect to tihe prov�sians of sec�io� tztled Transfer of �he Praperty or a Benefi��al In�eres� �n Borrower. Borrower's covenants and agr�ements shall be j oint and several. Any person who ca--signs�his Security Instrument but dQes n�t exe�u�e �he N��e �"Accomrnodati4n 5igner"�: �a} is co-signing this 5ecuri�y Instrument only �o mflr�gage, gran�and canvey�hat Accammodation Signer's interesti�n the Praperry und�r the�erms of the Securi�y Instrume�.t; �b� �s n�t personal�y abligated�a pay the sums secured by�his Security�nstrurnen�; and�c� agrees tha� Lender and any flther Borrfl�er may agre�to extiend,madify,forbear ar rnake any accammodations witih rebard to the term�4f�his Security�nstrument or the Note wi�hou��hat Accommoda�ian Signer's consent. Lvan Charge�. �f�h� Iaan se�ured by th�s Se�ur�t� �nstrument is subj ec� ta a law ,tnrhich se�s maximum loan charges, and that law is finally�n�erpret�d so�ha�the interest�r ather loan charges collec�ed or�o be coilec�ed zn cannecti�n ��h the loan exceed �he �ermitt�d limi�s, then: �a} any �uch Ioan chaxge sha11 be reduced �y the amoun�nec�ssary to reduce�h� charge to�he permitted 1�xn�ts and�b� any sums already coliected from Barrotiver �rhich exceeded perrni�ted Iimits W�II 1�e refunded to Barr�tiver. Lender ma� choose �a make �his refund by reducing the principal ou�ed under �he N�te a� by making a d�rec� payment to Barrovver. If a refund reduce� prznc�pa�,the reduc�ian�vil�be�rea�ed as a part�al prepayment vvithau�an�prepayment charge under the No�e. Q 20a�4-2fl1 S Corngliaace Syst�ms,In�.ASEC-5A46-2�I5.3.5.1064 Consumer Rea(Estate-S�curity Instn�ment DL2036 Pa�e 3 of 6 www.campiianc�systeFns.cam