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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />Frank L Dobbins <br />ozqi 4 I I> <br />Roxana Dobbins iVe° <br />FHA Mortgage WITH MERS -NE <br />VMP <br />Wolters Kluwer Financial Services <br />(Seal) <br />- Borrow er <br />(Seal) <br />- Borrow er <br />(Seal) <br />- Borrow er <br />(Seal) <br />- Borrow er <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />201506234 <br />15-08-000046 <br />Revised 4/96 <br />VMP4N(NE) (1302) <br />Page 9 01 10 <br />