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Return To: <br />Union Bank and Trust Company <br />PO Box 82535 <br />Lincoln, NE 68501 -2535 <br />Prepared By: <br />Courtney Jobes <br />PO Box 82535 <br />Lincoln, NE 68501 -2535 <br />State of Nebraska <br />FHA Mortgage WITH MERS -NE <br />VMP <br />Wolters Kluwer Financial Services <br />en <br />-n <br />rn <br />vi <br />c <br />Deed of Trust <br />( "Borrower "). The trustee is Union Bank & Trust Company <br />( "Lender ") is organized and existing under the laws of Nebraska <br />FHA Case No. <br />321 - 3420148 703 <br />MIN 100148900000370199 <br />THIS DEED OF TRUST ( "Security Instrument ") is made on September 11, 2015 . The Trustor is <br />Frank L Dobbins and Roxana Dobbins, as husband and wife <br />CI7 <br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS "), (solely as nominee for <br />Lender, as hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the <br />laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) <br />679- MERS.Union Bank and Trust Company <br />15 -08- 000046 <br />Revised 4/96 <br />VMP4N(NE) (1302) <br />Page 1 of 10 <br />