2�1 5��2�7
<br /> may�.o and pay for wha�ev�r is reasonab�e or appropriate to protecti Lender's�nt�rest�n the Proper�y and ri�hts under thxs
<br /> Security Instrumen�,in�iuding pr�tec�ing andlar assessing�he�alue of the Property,and securing andJar repairing the
<br /> Proper�y.Lender s actions�an in�lude,but are not�Xmr�ed to:�a}payzng any sums secu.red by a li�n which has priorit��
<br /> over this Securi�y Ins�rument;�b}app�ar�ng rn�our�;an��c�paying reas�nable aft�rneys'fees�a pratect i�s�nteres�in the
<br /> Property andJor rights under this Securi�y Instrument,including its secured position in a bankruptcy proceeding.Securing
<br /> the Property znclude�,bu�is n��limited to,entering the ProperCy�a make repairs,change lacks,replace or b�aard up doors
<br /> and windows,drazn��ater frorn pipes,elirnina�e building or�ther c�de viaiat�ons or danger�us conditions,and have
<br /> util�ties�urned on or aff.Although Lender may take a���on under th�s Sectian 9,Lende�r d�es not ha�e t�da so and is no� �
<br /> undex any duty or ab�igation�a d❑ so. ��is agreed tha�Lender in�urs n4 Iiabili�y for nat takrng any or aIi ac�.ons
<br /> au�hori�ed under this Secti�n g,
<br /> An�amourits disbursed by L�nd�r und��r�his Section 9 shail becorne add�tional d�bt�f Borrower secur�d by�hxs
<br /> Security �nstrumen�. These amounts shall bear interest at the No�e rate frvm the date af d.isbursement and shall be -
<br /> pa�able,with such in�eres�,upon n�tic�from Lende�r to Borrower�re�ues�ing payment.
<br /> �f this Security Instrumen�is�n a leasehold,Borrvwer shall camply with all�he prvvisions�f the l�ase.�f Barrower
<br /> acquir es fee tYtle to�he Proper�y,�he Ieasehol�and the fee t�tle shaii not merg�un�ess Lende�agrees��the merger in
<br /> v�rxtrng. .
<br /> 1�.l�iortgage Insurance.IfLender requir�d M�rtgage Insuran�e as a canditivn�f making�he Loa.n,Barro�ver s�all
<br /> pay the premiums required�a maintain the Mortga.ge Insurance in�ffec�.If,far an��reason,�he Mor��age Insurance
<br /> coverage required by Lender ceases�o be available fram the rnort�age insur�r�hat previousl�provided such�nsurance
<br /> and Barrowe�was re�uired ta ma.ke sepaxa�ely designated paym�n�s tovvard the prem�ums far Mortgage Insurance,
<br /> B�rrow�r sha11 pay �he premiums required to �btain c��verage substantial�y eQu�valent tQ the Mar��age Insurance
<br /> previous�y in effec�,at a c�st substan�iall�equi�a�ent to the cos�to Sorrower of the Mar�gag��nsurance previously in
<br /> effect,from an al�ernate mor�gage insurer selected b�Lender.If substantially equiva.Ient Mortgage�nsurance ca�erage is
<br /> nat a�ailable,Bar�rowe�r shall caritinue to pay to L�nder the am�unt ofthe separa�ely des�gnated pa�ments tha�were due
<br /> when the �nsurance c�verage c�ased to be in effec�. L�nder will ac�ept, use and reta,�ri th�se payrnents as a non--
<br /> refundab�e Iass�reser�e in�ieu of Mor�gage Insurance.Su�h loss res�r�e sha�l�e non-refundab��,notw�thstanding�he fact
<br /> that the Laan is ul�lmately paid zn full,and Lender sha�l not be r�c�uired to pay Barrower any�nteres�or earnings on such
<br /> loss reserve.Lender can no longer require loss resex�e payments if Mort�age insurance coverage{in�he am�un�and for �
<br /> the per��d tha�Lender requires�prflvided b�an insurer selected by Lende�r again becames a�ai�able,is ab�ain�d,and �
<br /> Lender��quires separate�y des�gnated payments �oward the pr�miums fox Mortgage Insu�ance. If Lender required
<br /> Martgage Insuranc� as a condi�ion of mak�ng th� Loan and Borrower was required�a make separately, designated
<br /> payrnen�s toward�h�premiums for Mortgage Insurance,Barrvwer shal�pay the premiums requ.�red to main�ain Mar�gage
<br /> Insu�ance in�ffect,o�r to prov�de a nan-r�fundable lass reser�e,until Lende�'s requirement f�r Mor�gage�nsurance ends
<br /> in accordance wi�h any Wri�ten agreement betvveen Barravver and Lender pr�v�d�n� far such terrnination or un��l �
<br /> ��rminatian is re�u�red b�Appiicable Lav`r.I�rothing in this Section i�affects Borrower's o�l�gation to pay�nte�rest at the
<br /> rate pro�ided in the Na�e.
<br /> Mor�gage Znsurance reimburses Lender�or any en�i�y tha�pur�hases the Nflte}for cer�ain Iasses��may incur if
<br /> B�rraWer does nat repay th�Loa,n as agreed.Barrower is n�t a party�o the M�r�gage Insurance. �
<br /> Mortgage Insurers eva�ua�e�heir t�tal r��k on a�I such Ynsuran�e in force from time to time,and may ent�r in�o .
<br /> agreements vvi�h �ther parties tha�share �r m�dify�he��r�sk, or redu�e lvsses. These agreemen�s are a� �erms and
<br /> �ondit�nns �hat are sat�sfactary to the mor�gage insure�and the other par� �ar partxes� �o these agreements, Th�se .
<br /> hg�eemen�s may requ�re�he mar�gage insurer to make payrnen�s using any�ource of funds tha��ae rnar�gage insurer may -
<br /> ave avaxlable�wh�ch may�nclude funds obta�ned from M�rtga�e�nsurance premiums},
<br /> As are�ult ofthese agr�emen�s,Lender,any purehaser of�he note,another insurer,any�re�nsurer,any��her ent��ty,�r •
<br /> affiliate of any of the foregoing,may rece�ve�direc�iy�r indi�re�tiy�amaunts that d�rive from�or migiit be characteri2ed -
<br /> as} a pfl�ion �f Borrovr�er's paymen�s for Mort�age Insuran�e, in e�change for sharing or n�adifying the�mortgage
<br /> rnsur�r s risk,ar reducing losses,�f such agreeznent pro�rded tha�an affiX�ate af Lende�takes a.share�f the insu��r's risk
<br /> rn exchange for a share of the prerniums paid to the insurer,�he arra,ngement is of�en terrned"captive r�insurance."
<br /> Fur�her. .
<br /> NEBRASKA-5ing�e Famiiy-Fannie MaelFreddie Mac UNiF�RN[�NSTRUMENT with NlERS F�rm 34�8 �1�1 '
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<br /> �os,inc. Barrflwer{s}l��tiais�� �
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